Yes, PaySense is real. PaySense is a personal loan app that provides loans up to Rs.5 lakhs at attractive interest rates, zero collaterals, and flexible EMIs. The quantum of loan amount is flexible, and it varies from Rs.5,000 to Rs.5,00,000. The interest rate varies from 1.33% per month to 2.17% per month. The loan tenure is also flexible and varies from 3 months to 5 years. The loan disbursal is instant.
What Is The PaySense Personal Loan Eligibility?
- The applicant must be an Indian citizen.
- The applicant must be in the age range of 21 to 60 years.
- The net monthly income of the applicant must be Rs. 20,001 at least if the person resides in a metropolitan city and Rs. 18,001 if he resides in another city.
How to Apply For A PaySense Personal Loan?
- Fill the form online: Enter your personal and employment details
- Choose Your Lending Partner: Choose PaySense from the list of personal loan partners to proceed.
- Specify Personal Loan Details: Select the personal loan amount and repayment duration as per your choice and convenience.
- Approval & Disbursal: Get an instant approval on the loan and money in 48 hours post verification.