Sundaram Home Finance Limited, a subsidiary of Sundaram Finance Ltd. was established in 1999. With BNP Paribas Personal Finance entering into a joint venture with Sundaram Finance Ltd. in 2007, acquiring a 49.9% stake in the company, it was renamed Sundaram BNP Paribas Home Finance Limited (Sundaram Finance). 

It is a leading NBFC in India which grants various affordable housing loan products, making the company a popular home loan lender. Sundaram Finance provides home loans at interest rates that are cheaper than a personal loan. The current interest rate provided by the company is pegged at 6.95%, which is considered one of the best rates in the home loan sector in India. The company does not have any prepayment charges on its floating interest rate based home loans. With exclusive benefits and incredible home loan features, Sundaram Finance can be considered a safe option for purchasing a home loan of your choice.

Let us evaluate the key benefits of Sundaram Finance Home Loans to understand why it is such a good option.

Features of Sundaram Home Finance Limited Home Loan

  • Low-interest rates for both floating and fixed type home loans as per customer preferences
  • Nominal processing fees
  • Hassle-free paperwork
  • No foreclosure charges on floating rate home loans
  • Hidden costs not applicable
  • Balance transfer of home loan easily available
  • Seamless application process
  • Flexible repayment alternatives

Details of Sundaram Home Finance Limited Home Loan



Rate of Interest

6.95% p.a. – 8.30% p.a.

Loan Tenure

1 year – 20 years

Processing Charges

For Salaried individual - Rs. 3000 + GST

For Self Employed – Rs. 3000 + Tax 

(Not applicable for loans on the plot)


No requirement for a guarantor

Type of Home Loan Interest

Floating/Fixed Interest Rate

Foreclosure Fees


Important Points to Consider

Sundaram Home Finance Limited offers home loans at one of the lowest interest rates in the country. Sundaram Home Finance Limited offers exclusive home loan offers, so is a safe and attractive option for home loan buyers.