CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, 2nd Floor, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
Have any queries? Click here for more details
All written queries will be responded within 1 working day.
We'd love to help you through every step along the way.
Is your Credit Score >750?
You need to understand that CIBIL™ rating is now almost a standard which is being followed by almost all the lenders across the country
Responded by:Responded on25th May 2015
It is more like a first step that needs to be cleared before getting any loans. You income matters but not so much as your CIBIL™ score does. For e.g., a person who has an annual income of INR 5 lakhs and also has an excellent CIBIL™ report has a greater probability of getting a loan as compared to a person having an annual income of INR 20 lakhs with a very poor CIBIL™ score or even an average score/report .
If a person has faced problems in the past such as if he/she might has gone for settlement of loans (ie. paying less than what they owe), irregularity in paying EMI's etc. , then that person will probably have a really difficult time when applying and getting any loans in future.
Get loans starting from 11.25% interest rate
Know how to improve credit score
FREE credit analysis for 1 year
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.