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I have a score above 768 an still my Loans get rejected based on my old loans which are over 5 yrs back.
New loan applications could get rejected for many reasons, other than your credit score.
Responded by:Responded on14th Jul 2015
If you have negative status' in your earlier loans eg. SETTLED, WRITE-OFF, SUIT FILED, DPD, etc., your new application could get rejected. In addition, if your income cannot support multiple loan repayments, lenders are likely to reject new applications. It is best to review your credit report in order to determine the exact reasons for the rejection. You can get assistance on www.creditmantri.com with this.
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