L&T Housing loans come with low-interest rates and give you high repayment tenure of up to 30 years. The interest rates start from 6.75% p.a. 

Learn More About L&T Housing Finance Home Loans Features And Benefits

L&T Home Loan Snapshot

L&T Home Loan Interest Rates

Home Loan Salaried - 6.75% to 7.25%

Home Loan Self Employed - 7.00% to 7.75%

Home Loan Processing Fees

For salaried individuals - Minimum of 0.25% plus taxes.

For self-employed - Minimum of 0.25% plus taxes.

Loan Amount

90% of the project cost

Rs.3 lakhs – Rs.10 crores

Repayment Tenure

Up to 30 Years


Features of L&T Home Loans: 

  • Different home loans products to suit your needs; House purchase loans, home construction loans, home improvement, home extension, balance transfer home loans, composite loan scheme to purchase a plot and construct a house
  • Get loans of up to Rs.10 crores to finance your dream home
  • You can repay the loan in tenures of up to 30 years for comfortable repayment
  • Tranche-based EMI and Part Prepayment Scheme are two flexible repayment choices

L&T Home loans are available for both salaried and self-employed professionals in the age group of 23-65 years of age. applicants can get up to 90% of the project cost as home loans. L&T home loan eligibility is determined by your income and repayment ability, age, assets and obligations, and the cost of the desired house/flat, among other factors.