Let us compare the features of business loans from IndusInd Bank and YES Bank so that you can decide the suitable choice for you.  


  IndusInd Bank Business


  Yes Bank Business Loan 

  Age Eligibility 

    25 to 70 years (For 2nd 

    generation businessmen

    aged 21 years)


  25 to 65 years 

  Loan Amount 

  Upto Rs. 50 Lakhs 

  Upto Rs. 50 Lakhs 

  Interest Rates 

  Rate of interest offered is fixed. It

  ranges from 13% to 22%

  Starting at 16.25%

  Loan Tenure 

  Upto 48 months 

  12 to 60 months 

  Lowest EMI Per Lakh 

  Rs. 2,327

  Rs. 3,528

  Part Payment Charges

  Not allowed 

  Allowed after 12 months at 2% 


  Foreclosure Charges 

  Foreclosure charges as per the terms 

  and conditions specified in the 

  sanction letter/agreement. 


  Charges are up to 5.5% based upon 

  the scheme and tenure completed



  Allowed after 12 months at up to   


  The minimum number of years in 


  Minimum 3 years 

  36 months 


EMI Comparison of Business Loan from IndusInd Bank and YES Bank

  Loan Amount 

IndusInd Bank 

  Yes Bank 

  Rs. 1 Lakh 

  Rs. 2,327

  Rs. 3,528

  Rs. 5 Lakhs 

  Rs. 11,634

  Rs. 17,640

  Rs. 10 Lakhs 

  Rs. 23,268

  Rs. 35, 281

  Rs. 15 Lakhs 

  Rs. 34,902

  Rs. 52,921



As per recent data, IndusInd Bank offers a lower rate of interest at 13% compared to YES Bank which is at 16.25%. However, the processing fee is a bit lower at YES Bank at 2.50% while IndusInd Bank charges 3%. Also, the foreclosure facility with IndusInd Bank makes it a better option. Both banks however offer high loan amounts and are viable options for business owners who are looking for higher loan amounts.