There are a variety of good and affordable health insurance plans in India. As of the current year 2020, we have narrowed the list of cheap health insurance policies in the country.
Iffco Tokio General Insurance, SBI General Insurance, Liberty General Insurance, and The New India Assurance Company offer health insurance at the lowest price and comprehensive coverage for individuals. Here is the highlight of those plans.
|
S.no |
Basis |
Iffco Tokio General Insurance |
SBI General Insurance |
Liberty General Insurance |
The New India Assurance Company |
|
1. |
Sum assured |
Rs. 50,000- Rs. 20,00,000 |
Rs. 50,000- Rs. 5,00,000 |
Rs. 3,00,000- Rs. 7,50,000 |
Rs. 1,00,000- Rs. 15,00,000 |
|
2. |
Pré-hospitalisation charges |
45 days |
60 days |
30 days |
30 days |
|
3. |
Post-hospitalisation charges |
60 days |
90 days |
60 days |
60 days |
|
4. |
Health check-up |
1% of sum insured |
Covered up to Rs. 2,500 (1 free check-up after 4 claim free years) |
Free health check-up after 2 renewals |
Free check-up after every 3 claim free years |
|
5. |
AYUSH treatment |
Covered |
10% of sum insured of Rs. 15,000 of treatment |
None |
25% of sum insured |
Please read the terms and conditions before opting for any of the plans. Note that the premiums for these plans vary based on the age, pre-existing conditions, coverage required and other factors.