Login and post your query under Need Help section
All written queries will be responded within 1 working day.
We'd love to help you through every step along the way.
CreditMantri Finserve Private Limited
4th Floor Sudhama, 36 Vijayaraghava Road,T Nagar, Chennai, Tamil Nadu 600017
Get Your FREE Credit Score with monthly updates in less than 1 Minute
Post your credit related queries and find answers from our experts
Yes, it affects your credit score.
Responded by:Responded on25th May 2015
If you are using more than 30% of your credit limit, your credit score starts suffering and gets lowered. Usage of less than 30%, with regular payments and limited transactions will lead to a decent credit score. Utilizing more than the authorized credit limit will signify that you are credit hungry and is likely to have a negative impact on your credit score.
Get Low EMI Loans and Lifetime Free Credit Cards
Reduce cost of your current EMI
Checking your Credit Score doesn’t reduce it
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.