The card is as sweet as its name. With the host of benefits the card offers, having a RBL cookies credit card will definitely be a sweet and rewarding experience. The redemption of reward points is also simple. You just need to login to your RBL account and proceed. Read ahead to know the 4 promising reasons to choose RBL Cookies Credit Card.

Attractive Welcome Gifts

You start with a Rs 1,000 worth gift voucher with RBL Cookies Credit Card. The brownie point is you can choose your brand of gift voucher from Amazon, Myntra, Flipkart, Croma, and Shoppers Stop. The only condition is that the voucher should be used within 30 days of issuance. 

Promising Annual Benefits

When your annual spend with RBL Cookies Credit Card exceeds Rs 2 lakhs, you get a voucher worth Rs 1,000 to pick from Amazon, Myntra, Flipkart, Croma, and Shoppers Stop. You get the same voucher worth Rs 5,000 by spending Rs 5 lakhs in a year. The annual benefits of RBL Bank cookies credit card are attractive and useful and a good reason to hold.

RBL Cookies Credit Card Rewards Programme

The reward programme of RBL cookies credit card is applicable across all the popular brands. And the rewards are available for both online and offline spending.

  • Earn 5 reward points for every Rs 100 spent online.
  • Earn 1 reward point for every Rs 100 spent offline.
  • 10% cashback on shopping at Uber, Grofers, and Myntra.
  • 10% cashback on spending at BookMyShow, Zomato up to Rs 300 every month.
  • Up to Rs 150 per month fuel surcharge waiver for fuel transactions between Rs 500 and Rs 4,000.

Minimum Fees And Charges

RBL cookies credit card comes with lowest joining fees of Rs 100. The maintenance fee for subsequent years is charged on a monthly basis at Rs 100. If your spending for a month exceeds Rs 5,000, the monthly fee is waived in the subsequent month. The low monthly use and waiver makes RBL Bank Cookies Credit Card a favourite choice.

Eligibility For RBL Cookies Credit Card

  • Age: 18 to 70 years 
  • Nationality: Being a citizen of India is a must 
  • Age of the Supplementary applicant: Minimum 15 years

Documentation For RBL Cookies Credit Card

Address Proof 

Passport/voter ID/Ration card/Aadhaar card

Identity Proof 

Passport/Driving License/Aadhaar card 

Income Proof 

IT Returns/Salary slip/Form 16

Process To Apply For RBL Cookies Credit Card

On CreditMantri 

It is very convenient to apply for a RBL credit card through CreditMantri, and you can complete the application via these simple steps.

  • Fill in details like Mobile number, Email ID, Residence city, Employment type, Residence Pin code, any loans, etc.
  • Click on “Submit”
  • Input the OTP dispatched to your registered mobile number.
  • Follow the instructions and proceed to complete the rest of the application

On The Bank’s Website 

  • Go to the bank’s website. 
  • Click on ‘Credit Card’ under ‘Personal Banking’ on the left-hand side of the page. 
  • Choose the ‘RBL Bank Cookies Credit Card’
  • Click on ‘Apply Now’
  • Fill in the basic details like first name, last name, gender, date of birth, mobile number, etc. in the application form  
  • Click on ‘Get OTP’ and an OTP will be sent to your mobile. 
  • Do the OTP verification and proceed with the rest of the application
  • Tick the box which states that you have understood the terms and conditions for the application of the credit card. 
  • You also authorise the RBL Bank and its representatives to call or SMS you with reference to your Credit Card application by ticking the box. 
  • Click on ‘Submit’
  • The bank will reach out to you and will further assist you with the process of applying for a credit card.


You can walk into any branch of RBL bank with the required documents and fill out the form to apply for the Monthly Treats credit card. A representative from the bank will help you with the process of applying for the Credit card. 


RBL cookies credit card is a lifestyle and shopping card that gives you a range of benefits, rewards, and vouchers for all your spending. The annual maintenance fee of the credit card is bifurcated on a monthly basis so that you don't feel the pinch of paying the fees. Getting a RBL cookie credit card is a hassle free process. Enjoy the rewarding experience of RBL.

FAQ of 4 Reasons why you need the RBL Cookies Credit Card

1:Does RBL cookies credit card have complimentary lounge access?

No. The card does not provide complimentary lounge access.

2:What is the annualised interest rate on RBL cookies credit card?

The annual interest rate is 47.88% per annum which translates monthly to 3.99 per month.

3:How to use the 10% discount on Grofers by using RBL cookies credit card?

Apply the code “COOKIES” while checking out from Grofers and use RBL cookies credit card for payment.

4:What is the validity period for RBL cookies credit card reward points?

The validity for reward points is generally 12 months and extendable on the discretion of RBL Bank.

5:How to get a waiver of monthly fees on RBL cookies credit card?

You have to spend at least Rs 5,000 in the previous month for getting a waiver of monthly fee in the subsequent month.

6:What to do in case of loss of my RBL cookies credit card?

You can call the RBL Bank customer care at +91 22 62327777 to report the loss and block the credit card.