5 Best Credit Cards for Online Shopping

Online shopping provides more convenient way of shopping from the comfort of home. Wealth of information and customer reviews ensure reliability and trust among the consumers about online shopping.

Discounts, cashback offers, gift vouchers, reward and bonus points and free delivery make online shopping a joyful experience. CreditMantri has put together best five credit cards that can make your online shopping more rewarding experience. 

Additional Reading: Best credit card for amazon shopping

1. SBI SimplyCLICK Credit Card

This credit card provides rewarding experience for online shoppers with multiple benefits. You can get INR 500 worth amazon card as welcome gift on joining. Using the card, you can earn up to 10X reward points on online spends and moreover, INR 2000 worth e-voucher for annual spends of INR 1Lakh and 2 Lakhs each. The reversal of annual and renewal fee on the spent of INR 1,00,000 is an added advantage of SBI SimplyCLICK credit card. Enabled with the contactless technology, you can just wave the card for doing any transactions.

2. HDFC MoneyBack Credit Card

The major advantage of having HDFC MoneyBack credit card is that you can save a lot of money on every online spends. With the 4 reward points on online spends and 2 points on every INR 150, this card gives a rewarding experience for the users. Every 100 reward points can be converted to INR 20 which can be later used for paying back your outstanding balance. Motorcycle users can benefit 1% of fuel surcharge waiver up to INR 250 per month. If your card is stolen or lost, you can report the loss within 24 hours and you get a zero liability on any fraudulent transactions made post the loss.

3. Axis Bank – Buzz Credit Card

Buzz credit card is full of gift vouchers and reward points which make your online shopping a fruitful experience. You can get Flipkart gift voucher worth INR 1000 on making three purchases within first 45 days. Overall, you can get up to INR 8000 worth gift vouchers from Flipkart which is a bonanza for the users. Additionally, you can get 5% discount whenever you shop at Flipkart. You can enjoy 3X Axis eDGE reward points when you shop online. Any purchases made more than INR 2500 can be converted to EMI. No annual fee is charged, and the renewal of INR 750 is charged from the second year onwards.

4. Citi Bank Rewards Credit Card

Citi Bank reward credit card offers huge amount of reward points on merchandise in retail and online stores. You can earn 10X reward points on spends at apparel and departmental stores, unlimited 10X reward points at select partners and 1 reward point on every INR 125 spent. The credit card offers 1500 bonus points on the spend made within 30 days and 1000 bonus points on your first spend of INR 1000 made within 60 days. Additionally, you can get 300 bonus points on the spends of INR 30,000 made within a month. The annual fee of INR 1000 is waived off on the spends of INR 30,000 in a member ship year.

5. ICICI Bank Coral Credit Card

ICICI coral credit card provides a perfect online and offline shopping experience with payback points and discounts. You can earn up to 10,000 payback points in a year. You can enjoy one complimentary domestic airport and railway lounge visit per quarter. For movie goers, this card is a bonanza as you can get 2 complimentary tickets per month on booking through bookmyshow. You can save 15% on the spends on dining. The joining and annual fee of INR 500 is waived of on the spends of 1,50,000 in a year.


As online shopping is becoming popular among the new generation, it is wise to reap much benefits with the use of credit cards. Make informed financial decisions and enjoy a healthy credit life.