Credit card interest rates are alternatively referred to as finance charges. Every credit card comes with a prefixed finance charge and it will be the same for all the customers. These could vary from one card issuer to another and also across different credit cards from the same issuer.

An individual’s first credit card can be a step toward building a strong financial future and establishing an excellent credit score. It can also lead to a mountain of debt that is followed by a struggle to repay for years.

In today's world of cashless transactions, having a credit card has become a necessity. With a credit card, you can complete your purchases today and pay for it later. All major banks in India offer credit cards for the convenience of their customers.

India has a variety of credit card options and finding the right credit card could be challenging as most banks offer different features and benefits attached to credit cards. Some credit cards are designed for benefits associated with shopping and hence they come with an excellent rewards program while other cards are loaded with travel privileges.

One of the biggest worries of every borrower is – not being able to pay the money back. The consequences of having to deal with unpaid credit payments are scary. This is where credit insurance comes into the picture.

Everyone loves the convenience offered by a credit card. Besides providing consumers the ease of shopping now and paying later, credit cards offer an array of other benefits like cash withdrawal on ATMs, cashback or reward points for shopping, etc.

The Reserve Bank of India (RBI) recently allowed banks in the country to provide a three-month moratorium on fixed-term loan and EMI payments to help millions of people with bank dues during the novel coronavirus pandemic.

The ongoing Coronavirus pandemic has brought the whole world to a standstill. With more than 1600 cases in India, the entire country is in lockdown. With factories shutting down production, hotels, malls, restaurants and other entertainment complexes closed, millions of Indians find themselves facing a massive economic crisis on top of the ongoing health crisis.

The Coronavirus pandemic has forced the entire nation to go into lockdown mode. Millions of Indians are struggling to make ends meet as they find themselves on the verge of losing their job or having to do with reduced salaries and incomes.

As a credit card user, you have the right to dispute a credit card purchase, whether it was erroneous, fraudulent in nature, or if the merchant didn't provide satisfactory service.

Looking for the best HDFC Bank credit cards in India to suit your online shopping? You have come to the right place!

A credit card allows you to borrow money to buy things. However, there is a cost involved in borrowing that money—credit cards and personal loans attract some of the highest interest rates in India, but there can also be a benefit to using credit cards.

Do you use a credit card regularly for your day-to-day expenses and other purchases online and offline? Then, you’re probably accustomed to paying your credit card bills month in and month out.

A line of credit (LOC) is an open-ended loan which can have multiple uses. It is a kind of revolving loan that is somewhat similar to a credit card.

Loans and lines of credit allow consumers and businesses to borrow money for making purchases or incurring expenses.

The market is flooded with different credit card options and each one is designed to serve you in a different way.

You may have come across emails getting offers from your lenders saying that you have been preapproved or prequalified for a card.

Credit utilization is one of the biggest factors affecting your credit score. Learn more. Your credit utilization ratio refers to the amount of your credit card balance compared to the credit limit

The Best Credit Cards for Low-Income Earners in India: Updated for 2020

Are you finding it increasingly challenging to pay off your monthly credit card bills? Do you own multiple credit cards with outstanding balances on several cards? If you are unable to pay your monthly credit card bills on time, consolidating your credit card debts is an effective solution to get out of your debt trap.

Issued by ICICI Bank in association with Amazon Pay India Pvt Ltd. and Visa, Amazon Pay ICICI Bank Credit card is a lifetime free credit card. Yes, it means there are no joining fees or renewal fees! It provides earnings for every purchase, both on and off the Amazon website.  You would be getting rewards in the form of Amazon Pay balance under the Gift and Credits section on the Amazon website.