Shopping online and offline, purchasing groceries, booking movie tickets and booking flight tickets, earning reward points, cashback, discounts and offers are some of the most common benefits of using a credit card. Women, who play a major role in taking care of the family needs require financial independence to manage all the credit activities. With the exclusive credit cards, women can get extra power to manage their finance effectively.  Following are 5 best credit cards that can help women in India to manage their shopping requirements at ease. 

1. HDFC Bank Solitaire

HDFC Bank Solitaire means power to women as it is an exclusive credit card designed for ladies. The salient features and benefits are:

  • 3 reward points on every Rs. 150 spent

  • 50% more reward points on dining and grocery spends

  • Get Rs. 1000 shopping vouchers on Rs. 75,000 spends every 6 months

  • Get shopping voucher worth Rs. 2000 each year

  • Reward points can be redeemed as cashback. Every 100 reward points can be converted to Rs. 20. 

  • Earn cashback of more than Rs. 2000 on reward points accumulation on spending Rs. 5 Lakhs

  • Zero liability cover for loss or theft

  • Get free accident death insurance for up to Rs. 50 Lakhs and get free fire and burglary protection for good above Rs. 5000 for 180 days

  • Earn 1000 reward points on payment of membership fees

  • Fuel surcharge waiver up to Rs. 250 per billing cycle

  • 50 days of interest free period from the date of purchase

  • Annual fee may vary for cardmember based on eligibility and income.

To avail this credit card, you must be an Indian resident, having suitable income. You must be a minimum of 21 years old and a maximum of 60 years for salaried and 65 years old for self-employed to get this card. 

2. SimplyCLICK SBI Card

This SimplyCLICK SBI credit card offers several offers on various spends. Following are the features and benefits of this credit card:

  • Get amazon voucher worth Rs. 500 as welcome gift

  • Earn 10X reward points on online spends with exclusive partners Amazon, BookMyShow, Cleartrip, Foodpanda, Lenskart, Netmeds, Rentomojo, UrbanClap, etc. 

  • Get 5X reward points on all other online spends and 1 reward point on offline spends

  • E-voucher worth Rs. 2000 on annual spends of 1 Lakhs and 2 Lakhs

  • 1% fuel surcharge waiver for every transaction between Rs. 500 and Rs. 3000

  • The annual fee on the credit card is Rs. 499 which is reversible on annual spends of Rs. 1 Lakh

  • Interest free period of up to 50 days from the date of purchase

  • Cash withdrawal from over 1 million Visa and MasterCard ATMs across the globe

  • The card is accepted worldwide. 

  • Convert your big purchases to Flexipay and pay in easy monthly instalments. 

With offers, discounts, cashback and reward points on varied spends, women will be able to save a lot on their monthly expenses with this credit card. 

3. ICICI Bank Coral Credit Card

This is best suitable for women as it offers several rewards on various purchases. Following is an overview of the features and benefits of ICICI Bank Coral Credit Card:

  • Earn up to Rs. 10,000 PAYBACK points per annum

  • One complimentary domestic lounge access per quarter

  • 2 complimentary movie tickets per month by booking under ‘Buy one, get one’ offer from bookmyshow. 

  • Save up to 15% on dining bills at over 2500 restaurants across India

  • Earn 2 PAYBACK points on every Rs. 100 spent (except for fuel)

  • Avail 1% fuel surcharge waiver

  • The joining fee of the card is Rs. 500 + GST. The annual fee for the next year is waived off if you spend more than Rs. 1,50,000 in year.

  • Save up to Rs. 18,375 per year by using all the offers and discounts

  • The cards come with a chip security that can help prevent fraud and theft.

4. Citibank Rewards Credit Card

Designed specially for earning reward points and shopping needs, this credit card can help women save on their daily expenses. Following are the features and benefits of Citibank Rewards Credit Card:

  • Get reward points up to 2500 as welcome gift

  • Earn 10X reward points on spends at apparel and department stores

  • 1 reward point for every Rs. 125 spent on all other purchases

  • Earn 3000 bonus points on card purchase of Rs. 30,000 in a month

  • Reward points earned through this card never expire

  • Get discounts up to 15% on dining at participating restaurants

  • Convert your big purchases into easy EMI

  • Get instant loans against your credit limit

  • Get cashback up to Rs. 1200 on domestic flights by booking tickets at MakeMyTrip app using Citibank Rewards Credit Card

  • Enjoy cashback of 25%, up to Rs. 200 on Swiggy

  • Get 2 movie tickets for the price of 1 at Paytm Movies

  • Get 20% cashback on Bigbasket using Citibank Reward Credit Card

  • Avail personal concierge Services for dining reservations, planning a party, travel assistance, etc. 

5. RBL Bank Shoprite Credit Card

Designed exclusively for shopping, this RBL Bank Shorite Credit Card can help women save on grocery expenses and movie tickets. Following is an overview of the features and benefits on the card:

  • Get 5% value shopping on grocery purchases

  • Get up to 10% discount on movie tickets

  • 2.5% value back on fuel spends

  • Get 2000 reward points as welcome gift

  • Earn 1 reward point for every Rs. 100 spent using the card

  • The annual fee on the credit card is Rs. 500 which can be waived off on the spent of Rs. 1 Lakh using this credit card. 

To avail this credit card, you should be a minimum of 21 years and above and should have consistent monthly income with good credit health. 


Choosing the right credit card requires a certain level of analysis on your current spending habits. You can enjoy more reward points, discounts, cashback and offers only by choosing the card that matches with your spending pattern. The above-mentioned five credit cards are popular for shopping, reward points and cashback. Choose the one that is right for you and save on your credit card spends.