Tips when choosing Airline Credit Cards

When you are on your daily commute to work, surrounded by jostling crowds, pollution and noise, do you think of being in a cool hill station, or a breezy seaside, or beside a magnificent monument Who doesn’t like to travel or just the idea of travel? Alas, taking a travel break is not easy and not particularly cheap. You might be worried about making a large hole in your savings. Or you might be worried about racking up high credit card bills on travel, food and accommodation. Think no further! In fact, it is precisely a credit card that might help you make your travel dream a reality. Are you on the hunt for a credit card that would give you benefits like discounted flight tickets and other travel perks that would drastically reduce your travel bill? Well, the answer lies is getting an airline credit card!

Airline credit cards have a tie up with airline companies and generally offer the following benefits:

• Discounts on air tickets and hotels

• AirMiles on transactions made with your credit card which you can redeem them for flight tickets.

• Exclusive access to premier lounges at domestic and international airports

There are several credit cards in the market that offer the above benefits:

The HDFC Bank JetPrivilege Platinum Credit Card you get a welcome bonus of up to 4,000 Bonus JPMiles and one way (base fare waived) Jet Airways ticket, 2,000 Bonus JPMiles on the first swipe of your card within 90 days of card activation, and 2,000 Bonus JPMiles on retail spends of Rs. 50,000 and above, within 90 days of the card activation. Other benefits include a 5% discount on all domestic air ticket bookings made on the Jet Airways website, exclusive access to domestic airport lounges, fuel surcharge waiver and zero lost card liability.

The ICICI Coral Credit Card enables you to indulge in exclusive travel experiences at partner lounges across airports in India and enjoy!

The Citi PremierMiles Credit Card lets you accumulate Miles for every single transaction made. Since every rupee you spend on your card is converted into miles, you can rack up a lot of miles on this card which can be redeemed for airfare and hotel stays amongst other benefits. You have the flexibility to redeem these Miles at over 100 domestic and international airlines. You get 10 Miles per Rs.100 spent on all airline transactions with any domestic or international airline. You also earn 10 Miles per Rs.100 spent Citi Bank’s partner online merchants. Earn 4 Miles for every Rs.100 spent on all other normal transactions. (Note that 100 Miles = Rs. 45 when redeemed at partner sites.)

There are credit cards galore, for every kind of travel requirement.  So grab your travel gear, take your airline credit card and go exploring!