Bank of India provides account statements as downloadable e-statements through net banking and the mobile banking app, and customers can also receive them by email if they opt in. These PDF statements are secured with a password to keep your financial information private. If you’ve downloaded a BOI statement but can’t open it, it’s usually because the password format used to encrypt the file isn’t entered correctly. This short guide explains the exact Bank of India PDF password format, gives clear examples, and shows step-by-step how to open your statement on both mobile and desktop. 

What is Bank of India Statement Password? 

The Bank of India statement password is a security key required to open the PDF account statement that you receive through email or download from BOI Net Banking or the mobile app. Since these statements contain sensitive details like your account number, transactions, and personal information, BOI protects them with an encrypted password to prevent unauthorized access. 

This password is auto-generated based on your personal details registered with the bank, and you must enter it every time you open the PDF statement. Without this password, the file will remain locked, ensuring that only the account holder can view the statement safely. 

Bank of India Statement Password Format 

Bank of India protects every PDF account statement with a password, and the bank follows a simple and consistent format to generate it. The password is created using your name and date of birth, exactly as recorded with the bank. 

The official Bank of India statement password format is: 

first 4 letters of the account holder’s name (in lowercase) + date of birth in ddmm format 

You only need to type the first four characters of your registered name, followed immediately by the day and month of your birth. There should be no spaces, no special characters, and the year of birth is not included in the password. 

For example, if your name in bank records is Anand Kumar and your date of birth is 16/06, then the correct password will be: anan1606 

This same format works for statements downloaded through email, net banking, or the BOI mobile app. Make sure you enter the exact name spelling as per the bank records and use the ddmm format to unlock the PDF without errors. 

Bank of India Statement Password Example 

The table below shows how the BOI statement password is created using different name formats. Password = First 4 letters of your name (lowercase) + your date of birth in DDMM format. 

Example 

Name (as per bank records) 

Date of Birth (DD/MM/YYY) 

Password Logic 

Final BOI Statement Password 

1 

Suresh Patil 

08/04/1990 

sure + 0804 

sure0804 

2 

Neha Rani 

26/12/1995 

neha + 2612 

neha2612 

3 

R. Karthik (saved as Ravi Karthik) 

11/05/1989 

ravi + 1105 

ravi1105 

4 

Anita M Sharma 

03/02/1992 

anit + 0302 

anit0302 

5 

Om Das (short name) 

14/01/1998 

om (only available letters) + 1401 

om1401 

How to Open Bank of India Statement PDF? 

Follow the steps below to unlock your BOI statement on both mobile and desktop devices. 

Steps to Open BOI Statement PDF on Mobile 

  • Download the statement PDF from your email, BOI Mobile App, or Internet Banking. 
  • Tap on the file to open it using your phone’s default PDF viewer. 
  • When prompted for the password, enter: 
    First 4 letters of your Registered Name + your Date of Birth (DDMM). 
  • Once you type the correct password, the statement will automatically open. 

Steps to Open BOI Statement PDF on Laptop/PC 

  • Save the e-statement PDF to your computer. 
  • Open it using Adobe Reader or any standard PDF-reading software. 
  • A pop-up will ask for the password. 
  • Type the BOI statement password (Name’s first 4 letters + DOB in DDMM format). 
  • Click Open, and your account statement will be displayed instantly. 

Important Tips While Opening BOI PDF Statement 

  • Use the name exactly as it appears in Bank of India records. 
  • Ensure the first four letters of your name are in lowercase. 
  • Enter the date of birth in DDMM format (not DDMMYYYY). 
  • Remove spaces, special characters, or dots from the name when forming the password. 

Conclusion 

Unlocking your Bank of India PDF statement is simple once you know the exact password format. BOI protects every e-statement with a secure combination of the first four letters of your registered name and your date of birth in DDMM format. If the PDF doesn’t open, it usually means a mismatch between the details you entered and those recorded in your bank profile. Double-check your name as per the passbook and ensure the date format is correct. With the right information, you can access your BOI statement instantly on any device and keep track of your account activity without hassle. 

FAQs 

1. What is the password to open Bank of India PDF statement? 

The Bank of India PDF statement password is a combination of the first four letters of your registered name and your date of birth in DDMM format. Example: If your name is Anand Kumar and DOB is 16/06, the password is anan1606. 

2. Why is my Bank of India statement password not working? 

Your BOI PDF might not open if you enter a nickname, initials, or the wrong date format. Make sure you use the name exactly as registered with the bank and enter only DDMM (not the full year). Also check that the name part is in lowercase. 

3. How can I find the correct name to use for the BOI statement password? 

You can check your registered name on your passbook, BOI mobile banking profile, or net banking dashboard. The PDF password must match the name stored in the bank’s records, not your commonly used name. 

4. Can I open the BOI e-statement without a password? 

No. BOI encrypts all PDF statements to protect customer data, so you must enter the correct password to view the file. However, after opening the PDF, you can save a new version without a password using any PDF editor if needed. 

5. What should I do if I forget my date of birth for the BOI statement password? 

If you're unsure of the DOB registered with the bank, check your passbook, account opening form, or BOI profile section online. If the DOB is incorrect, visit your branch to update it. 

6. Why does Bank of India protect PDF statements with a password? 

BOI secures e-statements with a password to prevent unauthorized access. This ensures your account details, transactions, and personal information remain protected even if someone else gains access to your email or device. 

Disclaimer: The information on this page is compiled from multiple sources and is for general guidance only. Details may change, and we do not guarantee accuracy. Please verify with the official source before making any decisions.