Interested in financial products
Processing
What action can the lender take if I miss paying loan EMIs on time?

You have tried every possible way to repay your loan EMIs on time. In spite of your best efforts, a job loss, pay cuts, illness in the family, your loan repayments may go off the track. There may be situations where due to an unexpected financial crisis, you have fallen behind on your loan payments.

1 day agoRead More
What happens if I miss an EMI payment on my loan?

Getting a loan today has become easier than ever before. Commercial banks (private and public sector) along with non-banking financial corporations (NBFCs) make it quite easy for borrowers to get a loan to meet their various cash needs.

2 days agoRead More
Updated List of Personal Loan Interest Rates for 2020

Personal loans are one of the easiest ways to raise cash for emergencies and other miscellaneous expenses. It's readily available to both salaried and self-employed individuals. In India, almost all commercial banks, NBFCs (Non-Banking Financial Corporations), and even digital lenders offer personal loans.

3 days agoRead More
Loan Against Property Loan Interest Rates Comparison 2020

A loan against property is a secured loan that is sanctioned keeping an asset as a mortgage with the lender. This asset can either be an owned land, a house, or any other commercial premises.

4 days agoRead More
How to Get A Loan with a Low Credit Score?

An individual who needs a personal loan has to first check his credit score as a first step. A credit score is a score of one’s credit history, the amount of credit availed by the individual, his repayment abilities, etc.

6 days agoRead More
How to pay overdue loan EMIs?

One of the biggest advantages of loan EMIs is that it’s easy to plan repayments in advance. The EMI remains the same every month for the entire tenure of the loan. This helps borrowers plan their expenditures and purchases.

2 weeks agoRead More
How can I get a land loan without a down payment?

In India, it's common for people to purchase an empty plot of land either for investment purposes or to build a house in the future.

2 weeks agoRead More
Education Loan Interest Rates Comparison 2020

A loan taken to meet tuition fees, hostel fees, and other related expenses for pursuing a specified educational course in an institution is called Education Loan. Many banks offer student loans for pursuing pre-specified courses in India and abroad from certain institutions.

2 weeks agoRead More
COVID 19 Emergency Loans by Different Banks

The coronavirus pandemic is slated to have a significant impact on Indian businesses and has already caused an unprecedented collapse in economic activities over the last few weeks. A recently conducted industry survey said that businesses are grappling with tremendous uncertainty about their future.

3 weeks agoRead More
Comparison of Two Wheeler Loan Interest Rates (Updated for 2020)

Owning a bike or scooter is the dream of millions of Indians. Whether you’re looking for a reliable mode of transport for your daily commutes or to go on long drives with your friends, a two-wheeler is the best and most preferred option.

3 weeks agoRead More
All that you need to know about Collateral Free Automatic Loans for MSMEs

The MSME (Micro, Small, and Medium Enterprises) sector is known as the nation's backbone. It plays a significant role in shaping the growth of the Indian economy.

4 weeks agoRead More
Car Loan Interest Rates Comparison 2020

In the millennial age owning a car is not a luxury, but a necessity. Not having a car of your own restricts you and your family from venturing to work easily, outing for leisure or maintaining a good social and professional life.

4 weeks agoRead More
Business Loan Interest Rates Comparison 2020

Businesses need to raise funds at different stages, sometimes even after the initial expenditure of setting up a business is met. It may require additional capital for smooth functioning.

4 weeks agoRead More
Best Loans That Can Give You Great Tax Benefits

A loan from a reputable lender can provide financial solidarity and allow you to remain in a good position. Apart from bailing you out of short-term financial trouble, they can also get you great tax benefits, as long as you manage your finances well.

4 weeks agoRead More
Comparison of Auto Loan Interest Rates of Leading Lenders (Updated for 2020)

Owning a car is no longer a luxury, but it has become a necessity. Whether you drive to work or enjoy weekend drives with the family, having a car can simplify your travels and not to forget the ease and comfort it brings.

1 month agoRead More
 How to get a business loan without ITR?

Running a small business is deeply satisfying – it’s the path to pursuing one’s dreams and passions. However, owning a business isn’t a piece of cake. There are plenty of challenges and hurdles to cross.

1 month agoRead More
Cash Credit vs. Overdraft: What are the differences and similarities?

All small and medium businesses require sufficient working capital to run their daily operations successfully.

1 month agoRead More
Business Loans vs. Overdraft? Which is the better option?

Most businesses – irrespective of their size, nature, or industry – have to borrow money at some point in their lifecycle. Be it to get off the ground, expand operations, or to weather a rough patch – borrowing is a crucial and essential part of all businesses.

1 month agoRead More
Why Refinancing Is A Bad Idea?

Home loan refinancing is not always the best idea, even when interest rates are low and friends and colleagues are talking about who fetched the lowest interest rate. Before you begin the long process of gathering pay stubs and bank statements, think about why you are refinancing.

1 month agoRead More
When is the right time to refinance a home loan?

When interest rates fall as they have done recently, most homeowners look to refinance their existing loans. While refinancing can help you cut down loan costs and repay the loan faster, it's not always the right choice.

2 months agoRead More
What Is an Instant Loan? Features & Benefits.

There are times when a lot of us come across some unexpected personal expenses for which we may not have enough funds. An instant loan could be the right option in such situations. These are easy to apply online and are for shorter tenure involving quick processing.

2 months agoRead More
Apply for a Loan
Apply for a Loan

CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.