Interested in financial products
Processing
SIDBI – What is it, Objectives, Benefits, Loans Offered, How to Apply, and More

The father of our nation, Mahatma Gandhi, believed that national wealth would be created only by developing and promoting small-scale industries. True to his economic beliefs, the Micro, Small and Medium Enterprises (MSME) sector plays a huge role in offering employment to millions of people and contributing to the GDP of the nation.

2 weeks agoRead More
An Insight into the Challenges and Growth Opportunities for SMES in India

India is a nation of small businesses. From small neighbourhood Kirana stores to cottage industries and other local businesses – small enterprises play a crucial role in the Indian economy. According to reports by the Ministry of Micro, Small and Medium Enterprises, small businesses contribute to 30% of the overall GDP of the nation and employ more than 100 million people.

2 weeks agoRead More
What is Credit Linked Capital Subsidy Scheme?

Technology plays a crucial in the success of small enterprises, especially in the manufacturing sector. To make products that meet global and national standards, micro, small and medium enterprises have to invest in machinery and equipment.

4 weeks agoRead More
All that you need to know about PSB Loans under 59 Minutes

MSMEs (micro, small and medium enterprises) are the backbone of the domestic economy and play a crucial role in employing a large sector of the population. Despite their contribution to the nation’s growth, MSMEs have a hard time raising business capital.

1 month agoRead More
How to Get Working Capital Loans in India – Features, Benefits, Eligibility and More

As the name implies, working capital loans are used to finance the day-to-day operations of a business. Unlike long-term business loans, working capital loans are generally short-term, usually around 6 – 24 months.

1 month agoRead More
How Do Short Term Loans Work?

Financial emergencies are almost always unpredictable. These can strike anyone at any time without warning. The situation could be even worse if they strike and you don’t have sufficient personal finance to take care of the emergency. Thankfully, with the availability of short-term loans, you can manage the situation relatively quick.

1 month agoRead More
What loans can I get with bad credit?

While good credit score can make you eligible for multiple loan and credit card offers, bad credit can have a negative impact which may prevent you from getting all these credits. However, getting a loan with bad credit is possible if you know where you look for it.

2 months agoRead More
New Loan Schemes From Banks to Attract Customers in festival season

With the festive season on everyone’s minds, there are finance companies who are looking forward to giving consumers a treat. With people looking for the perfect loan with the best interest rates, there are banks who are willing to give out the best deals where they can save money on their loans.

2 months agoRead More
Is it worth opting for festive season loans?

Ahead of festive seasons, it is impossible to avoid the advertisements from lenders, offering loans for shopping and various other needs. Many await this opportunity to grab the best offer to buy a home, car, jewels, etc.at low interest rates.

2 months agoRead More
How To Apply for Loan Against Pension

Providing financial security for the elderly people is one of the main duties of the Government for which there have been several pension schemes launched for both organised and unorganised sectors.

3 months agoRead More
How to get HDFC Insta Loan

Short-term financial emergencies often pop up, and they are inevitable. Gathering funds instantly at such circumstances could be hard especially when you must apply for a loan from a bank or an NBFC.

3 months agoRead More
What is a Credit Builder Loan?

The importance of credit in our lives cannot be over-emphasized.  Do you dream about possessing the latest SUV in the market, a degree from the best university or a home conveniently located near your work and with all amenities that would make your life easier? Do you realize that it is very difficult to purchase any expensive asset as mentioned above without the help of a loan?

3 months agoRead More
Tips To Consider Before Applying For A Loan

It is a well-understood fact that credit has assumed an important place in our life.  Credit helps us own assets that are difficult to own just out of savings. In addition, it also aids us to tide over emergency situations.  Loans and Credit Cards are two important types of credit available in the credit market (for individuals).

4 months agoRead More
The Truth About No Credit Check Loans

Credit score is no longer that unknown number which individuals are not aware about. These scores have gained a lot of popularity in the recent past, with more and more number of financial literate checking their credit score. However, we might have many more who are yet to realize the importance or know what the credit score stands for.

4 months agoRead More
How to Pay off Debt: 7 Strategies That Work

Being in debt is common and there is no shame attached to it. Anyone can go into debt at some point in life, including the rich. Not all debts are bad; some debts can be taken for your investments such as a home or plot, and some can be unavoidable such as medical emergency or mandatory financial obligations. Whatever they may be, it requires a meticulous financial strategy to pay them off without any hassle.

4 months agoRead More
How to Get a Loan Against Your Pension?

The need for some extra funds can come up any time.  Even though an individual has done enough of planning to cater to most difficult situations in life, there can still be some emergencies that crop up all of a sudden. This can happen with the young and old alike. While the young have their salaries or incomes to support them for credit, what about the elderly and retired?

4 months agoRead More
HDFC Bank Insta Loans - All That You Need To Know

Credit is a wonderful mechanism that can allow you to do and possess assets much beyond your normal means. Understanding the evolving needs of the customers, banks and financial institutions have come up with various modifications to the way the credit is packaged and made it more amenable to the customer.

4 months agoRead More
How Can I Get A Loan With No Income?

Our lives are full of ups and downs, professionally and personally. There might be certain circumstances that may leave you without an income. It could be any of the situations like a closure or pause in operations of the company (like the recent case of Jet Airways), a prolonged medical condition, time between job transitions or some domestic problems which require you to avail a long absence of leave with pay.

4 months agoRead More
Debt Consolidation Loans for the Self -Employed

The general employment scenario has changed in the modern times. During the decades of 70-80s, more and more individuals preferred being employed either with the government or the public sector companies. With the globalization of the Indian economy in the 1990s, employment with the private sector like software and other service industries such as the BPOs and KPOs gained popularity.

4 months agoRead More
How Is Your Credit Score Linked To Your Loan?

There are many aspects on which your ability to get loan is affected. The main aspect is your credit score, along with the information on your credit report which will determine whether you’ll be able to get a loan or not and also the rate you will pay.

5 months agoRead More
What is a Delinquent Loan?  Difference Between Delinquency and Default

Loans or any kind of credit makes owning various assets easier. In addition, it can also help tide over periods of emergency or also aid during times of shortfall of cash. At present, there are loans that cater to various needs right from buying a home, a four-wheeler or a two-wheeler to funding your business or education.

5 months agoRead More

CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.