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Need A Personal Loan With A Low Credit Score? Know-how Now!

Personal loan lenders gauge an individual’s ability of loan repayment by verifying his or her credit score. Credit score acts as a summary for one’s credit history, total credit borrowed, how the repayment was made, and several other factors.

3 weeks agoRead More
Understanding Negative Remarks On Your Credit Report

Rahul is an IT employee with a promising career. He is credit-savvy, uses his credit card regularly, and has paid off a two-wheeler loan and a consumer durable loan. He even takes personal loans to purchase the latest smartphone or go on an expensive holiday with his friends.

1 month agoRead More
8 Smart Ways To Use A Credit Card Your Build Credit Score

Credit cards play a crucial role in determining your credit score. Getting the right credit card and ensuring regular usage with maximum care is an effective and quick way to build your credit.

1 month agoRead More
7 Big Mistakes That Damage Your Business Credit Score

Having a high credit score for your business is advantageous in several ways. The credit score of your business plays a crucial factor in determining your chances of loan approval. It boosts your eligibility while applying for business loans, credit cards, and other business credit.

2 months agoRead More
6 Tips To Improve & Maintain Your Business Credit Score

6 Tips To Improve & Maintain Your Business Credit Score

2 months agoRead More
5 Tips to Get an Auto Loan with a Poor Credit Score

Are poor credit scores holding you back from purchasing your dream car? Check out expert tips on how you can get an auto loan even with low credit scores.

3 months agoRead More
How do I check my current credit score?

The credit score is a numerical measure that determines an individual’s ability to repay a loan. In other words, it determines the creditworthiness of a borrower. Lenders and credit card companies always check credit scores to help them evaluate the repayment capacity of loan applicants.

3 months agoRead More
What action can the lender take if I miss paying loan EMIs on time?

You have tried every possible way to repay your loan EMIs on time. In spite of your best efforts, a job loss, pay cuts, illness in the family, your loan repayments may go off the track. There may be situations where due to an unexpected financial crisis, you have fallen behind on your loan payments.

4 months agoRead More
What happens if I miss an EMI payment on my loan?

Getting a loan today has become easier than ever before. Commercial banks (private and public sector) along with non-banking financial corporations (NBFCs) make it quite easy for borrowers to get a loan to meet their various cash needs.

4 months agoRead More
How to Get A Loan with a Low Credit Score?

An individual who needs a personal loan has to first check his credit score as a first step. A credit score is a score of one’s credit history, the amount of credit availed by the individual, his repayment abilities, etc.

4 months agoRead More
How to check your credit score for free?

Your credit score is one of the most crucial factors that determine your creditworthiness. Every time you approach a lender for a loan, the lender checks your credit score to decide whether to sanction the loan or not.

4 months agoRead More
How Is Interest Charged on A Credit Card?

Credit card interest rates are alternatively referred to as finance charges. Every credit card comes with a prefixed finance charge and it will be the same for all the customers. These could vary from one card issuer to another and also across different credit cards from the same issuer.

4 months agoRead More
How to pay overdue loan EMIs?

One of the biggest advantages of loan EMIs is that it’s easy to plan repayments in advance. The EMI remains the same every month for the entire tenure of the loan. This helps borrowers plan their expenditures and purchases.

4 months agoRead More
What is the credit score required for home loan refinancing?

Home loans are undoubtedly one of the biggest debts that individuals will pay in their lifetime. The size of an average home loan is 30 lakhs or more and extends for 10 to 30 years. Generally, home loans are repaid in the form of monthly EMIs.

5 months agoRead More
How to protect your credit score during Covid-19?

During these challenging times, the health and safety of your families are your top-most priorities. With that said, there's another pressing issue that is posing enormous difficulties for people across economic segments.

6 months agoRead More
Does refinancing hurt my credit score?

Whether you’re looking to purchase a new car for the family, move into a new apartment, or expand your business – loans help us meet all our cash shortfalls.

6 months agoRead More
The Impact of Requesting Lower Credit Limits

There are a lot of factors that go into calculating a credit score. Following are some of the factors that affect your credit score:

9 months agoRead More
How to Get a Good Credit Utilization Ratio?

Credit utilization is one of the biggest factors affecting your credit score. Learn more. Your credit utilization ratio refers to the amount of your credit card balance compared to the credit limit

9 months agoRead More
Should You Build Your Credit Or Pay Off Your Debt First?

Whenever you come across a bonus or any other lump sum payout, there comes the sweet dilemma. ‘Do I save it or pay off some debt?’. Both options are important and require some consideration before making a decision.

9 months agoRead More
Credit Restoration Strategies – A Guide To Repairing Your Credit

A Credit Score is a 3 digit number, derived from a person’s credit history. This number represents the creditworthiness of the person and is calculated based on information collected by credit bureaus from lending institutions. There are primarily 4 credit bureaus in India who are associated with different lending institutions. The credit score in India is marked between 300 – 900. Generally, a score of 700 – 750 is considered good.

9 months agoRead More
RBI Guidelines On Credit Information Report

The RBI recently cracked the whip on banks and NBFCs for allowing third party fintech companies access to the credit information of their customers. It shot out a letter, dated 16 September 2019, to banks and NBFCs, bringing them to notice of what appears to have been a prevalent practice of sharing consumer credit information from Credit Information Companies (CICs) directly to fintech firms.

10 months agoRead More
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