Credit Score

A credit score is a number used by banks and other lending institutions to understand a person’s creditworthiness.

In today's financial landscape, maintaining a healthy credit score is essential for securing loans and other forms of credit.

Loans are a popular way of meeting a financial crunch or some emergency requirements. You can avail of either a secured or unsecured credit.

UPI has brought a change to the digital payments segment and altered the face of payment in India. The volume of transactions carried out through UPI has been expanding on a daily basis.

Credit cards have become a very commonly accepted mode of payment and hence an integral part of our lives. It provides convenience and financial flexibility while offering rewards and benefits which otherwise are not available.

Embarking on home improvement projects is an exciting endeavour for homeowners. However, financing these projects can often be a challenge. One ready solution for securing funds is through a home improvement loan.

Business credit reports are used widely by lenders to assess an applicant’s creditworthiness. Business credit reports offer all business-related information like past credit payments, loan history, credit utilization ratio, etc.

The CIBIL score and report play a very important role in credit ratings in India. It is used by lenders to evaluate your financial discipline and your repayment capacity. Let us understand what the CIBIL™ score is in detail and its importance in evaluating an individual’s creditworthiness.

Personal loans are unsecured loans provided by banks and financial institutions – meaning it is provided to the customer without requiring them to pledge any collateral; it is provided to individuals who meet certain eligibility criteria like credit score, debt to income ratio, age, employer and employment status, relationship with the institution, etc.

Your credit score is a numerical rating that helps lenders assess your creditworthiness. This rating is calculated based on your credit history and indicates your ability to repay debts.

Credit cards are a great way to manage your financial needs. But did you know that by using your credit card, you can actually build your credit score too? Below are a few ways to build your credit score while you swipe your credit card.

Efforts are wasted when people start focusing more on those factors that are unimportant than the actual parameters that make a difference. For this reason, we should know about factors that do not affect your Credit score

Credit scores and credit remarks are two different things, but both affect your loan eligibility. The credit bureau maintains the history of all your financial activities up to date. The details about your loans, credit cards, repayment history etc. are maintained up to date in your credit report.

A career gives you identity. Passion gives you happiness. With personal loans, you can give wings to your small entrepreneurial dream and soar high. From home baking to your boutique, personal loans are a great choice for getting the capital required.

The CIBIL™ score and report determine the creditworthiness of the individual. A poor CIBIL™ score can lead to loan and credit card rejection. Thus, if you are planning to apply for a loan or take a credit card, you should know what a credit score is and how it works.

A business credit score is built on data that pertains to your financial history. Business financial history could include various lines of credit, length of credit history, payment history of business credit, loans undertaken by business, length of credit, and the purpose for which you are using your loan

Yes, Paytm Postpaid will have an impact on your credit score. Paytm postpaid is a pre-approved and instant credit offered by Paytm’s NBFC partners. This facility can be used to make online/offline purchases on more than 1 crore websites and merchants.

CreditFit is a product launched by CreditMantri. You can enhance your credit score and get loans at best market interest rates using CreditFit. We have a team of experts who will give valuable tips for these. Let us now read on to find out more about how to get a loan and the role of CreditFit in getting a loan.

CreditFit is a product launched by CreditMantri. It comes with multiple benefits and features. It primarily helps build your credit score seamlessly and get the best loans and credit cards with ease. On subscribing to CreditFit, you will get expert guidance from our credit coach for a year. Let us read on to learn about the importance of credit scores and more about CreditFit.

Yes, you can bounce back from a low credit score. Having a low credit score can be pretty disappointing but with a few measures you can expect to improve your credit score over a period of time. Let us look at what can be done.

A personal credit score is for individuals while a business credit score is for businesses. Let us look at the differences between a personal credit score and a business credit score.