If you are tired of taking time out of your day to trek to your ATM or branch to drop off your credit card payment cheque, or have had enough of the stress of remembering your due date well in advance, then online payment is the answer to your problems. Remember you can also pay an extra fee for paying in cash at the bank branch or ATM rather than by cheque or electronically.
With the HDFC Bank Credit Card, you have the option to pay your bills online. It is a quick and hassle-free way of making your monthly payment. No more worries about lost bills, delayed payments or unnecessary payments to agents.
Advantages of paying HDFC credit card bills online:
• It’s free and can be done in minutes
• You can make payments from a non-HDFC Bank account
• Removes the stress of planning payments in advance every month
Following are the modes of payment that you can use to settle your credit card bills:
HDFC Bank NetBanking: HDFC Bank savings or current account holders can avail this facility. You need to sign up and register for NetBanking if you intend to use this mode of payment. Once you have registered, you need to link your credit card to your Netbanking Account using your credit card ATM PIN. Once you are done with this, you can transfer the outstanding Credit Card amount online with a click.
Pay HDFC Credit Card bills from another bank account: You can now pay your HDFC credit card bills from a non HDFC Bank account. Following are the steps:
• Log into your Non HDFC Payment platform.
• Enter your HDFC Bank Credit Card number and Payment amount.
• Select your net banker and click on PAY.
Once you click on ‘PAY’, you will be securely redirected to the bank payment interface of your chosen net banking option. Once the transaction is complete, you will receive an online transaction confirmation and a Transaction Reference Number. You will also receive an email acknowledgement of your transaction if you have provided your valid email id.
HDFC Bank Mobile Banking: If you have installed the HDFC Bank Mobile Banking App on your phone and have internet access, you can make the payment from your HDFC account.
Mobile Banking App on browser: You can make payments via the Mobile Banking App through Browser as well.
NEFT Payment to Credit Card: You can initiate payment of your HDFC Credit Card bill via NEFT as well. The actual time taken to credit depends on the time taken by your bank to process the payment. Plan your payment ahead to avoid overdue fees. Just login to your non-HDFC bank account and provide your HDFC credit card details for funds transfer.
Visa Money Transfer(VMT): You can also use the Visa Money Transfer(VMT) option when you are paying your HDFC Credit Card bill from a non-HDFC account. This normally takes 2 to 4 working days to get credited to your HDFC Credit Card account, so it is advisable to contact your bank in advance in order to know the processing time.
Auto Pay – you can also give standing instructions for your HDFC account to be automatically debited for the entire bill amount or the Minimum Due every month.
Paying your credit card bills online is fast, convenient, time-saving and safe and can be completed in a matter of minutes from the convenience of your house. Once you switch to the sheer ease of online payments, you will not look back!