Investment Plan

Whether you invest in mutual funds, the stock market, fixed deposits or any other financial product, measuring investment returns is an essential step of the investing process. Measuring returns helps you evaluate different investment options.

All individuals require a life cover. A life insurance plan helps your dependents – spouse and children – avoid a financial crisis in the unfortunate case of your demise.

How does equity financing work?

Your love for your daughter will shine best through the future you secure for her. No amount is too small to start investing. Irrespective of how much you earn, there is always a way to save for your girl’s future. Launched by the Government of India in January 2015, the scheme Sukanya Samriddhi Yojana is an exclusive saving scheme designed for the financial well-being of a girl child. This saving plan offers the highest interest rate when compared to all other plans, such as Fixed Deposit, Recurring Deposit, or Public Provident Fund.

All through the working years, individuals wish that they have the time to do a lot of things like travel, cultivate a hobby, etc. Picture this- when you retire, you have the time on your side but fall short on the resources. It is not a nice situation to be in when you get into the stage of retirement without adequate preparation. In the current social structure, not saving up for retirement can end up being a big mistake.

Retirement is an important phase of one's life. This is the stage where most of your responsibilities such as loans, education of children, and other liabilities should be taken care of so that you could spend your time relaxing doing what you like. 

Kannan’s wedding was fast approaching. His hard-earned savings wasn’t sufficient to cover all the expenses of his wedding preparations. Having no time to think of the best way to gather money, he applied for a personal loan in a hurry. Being the first-time borrower, the lender agreed to sanction him a loan at an interest rate of 17%, which he immediately accepted it due to the circumstances.

India is a vast country and in spite of all the efforts banking has not reached all corners of the country. At the same time, post offices or the India Post has spread its wings far and wide. There were close to 1,55,000  post offices, the largest number in the world as of 2014. These post offices not only pave way for communication for the people but also act as an avenue for holding savings schemes.

we know you are excited to try out your hand in the stock market. As the last part of our series here are 10 golden rules you need to remember while trading

Debt Mutual fund is a financial instrument to invest in fixed income securities, treasury bills, Government and corporate bonds, Money market etc. These funds can be open ended or closed type and the returns comprise interest income and capital appreciation or depreciation in case the market conditions are unstable.

Whenever anyone talks about shares , what they are really talking about is common stocks. These are the basic stock that is available in the market providing equity to the buyer granting ownership in a company and a claim on a portion of the company’s net profits. Common stockholders also have the right to elect the board members of the company. These stocks will not provide any fixed income in the form of dividends as it is not mandatory for the company to pay dividends. Instead the buyer can sell the stocks for higher prices than what they bought it for making profits.

Many people wish to buy a car or two-wheeler once they secure a job. Though it is a necessity, investing in a depreciating asset or liability would bring additional expenses to you. There are lot of investment options that keep growing and all you may have to do is invest a minor part of your income into it. Make a thorough research and invest smartly to enjoy the benefits abundantly.

While it is good news for those looking for fixed deposits to be a short-term investment option, others might not be so lucky, it is widely expected that the lending rates too would go up, especially those with home loans would be required to pay more in the form of EMIs. The increase in the lending rate is to tighten the liquidity in the market.

When it comes to investments, a large number of people look for safe or risk-free investments that guarantee capital protection. A safe investment is one that has little or zero risks.

Keen to invest in bank FDs? Follow these steps to get best out of your fixed depositsFixed deposits are always considered a safe bet when it comes to savings. Our parents and grandparents have instilled this investment heuristic in us for generations. Many consider the fixed deposits an investment that does not require any deep analysis and assured gain even if these gains are low when compared to other investment opti

Best Investment Banks in IndiaLet's start with the basics. What is an Investment Bank? An investment bank is basically a financial company that provides a range of services from investment, financial advisory, underwriting, research, trading, raising capital, issuance of shares and bonds, to recommendations and advisory on mergers and acquisitions. They are involved where large amount of money is involved.Who are the clients of Investment Banks?Typically, th

7 Tips on How to Invest in High Interest Fixed DepositsMost Indians are familiar with the term “Fixed Deposit”. A Fixed Deposit (FD) is one of the most popular financial instruments among investors in India as it provides a higher rate of interest than a regular savings account, but is low risk at the same time. It is considered one of the safest forms of investments. Here are some of the features of a fixed deposit:a. Easy to open with simple do

Aditya is a 30-year old individual looking to insure his life. He works in a reputed MNC, has two kids and is the primary breadwinner of his family. He wants to ensure that his wife and children are financially protected, if something unexpected happens to him.