Loans

On 27th March 2020, the Reserve Bank of India reduced the repo rate by 75 bps (basis points) as a measure to protect the economy from the ravaging impacts of the Coronavirus lockdown.

A large number of existing home loan borrowers in India switch their ongoing loans to new lenders to enjoy a reduction in interest rates and consequently, lowering on the home loan EMIs.

Owning a car or bike is a milestone for many. Vehicles are more than conveyances that take you from one place to another. It's a symbol of success, pride, accomplishment, and independence.

Refinancing a home loan could help you lower the interest rates, thereby reducing your EMIs and overall loan burden. But, ultimately the decision whether you should opt for a home loan transfer is a personal decision.

Personal loans at low interest rates are the best way to tackle any urgent financial needs. From financing your child’s wedding to booking a holiday with your partner, you can bankroll all your needs with a personal loan.

The Reserve Bank of India (RBI) recently allowed banks in the country to provide a three-month moratorium on fixed-term loan and EMI payments to help millions of people with bank dues during the novel coronavirus pandemic.

Buying equipment is one of the most common reasons small business owners seek financing.

The need for emergency financial assistance can arise at any time – irrespective of whether you are in your 30s or 60s.

India has established itself as an emerging market in the world attracting investors from various countries. India owes a huge part of this growth to the micro, small and medium enterprises (MSMEs) sector.

Loan-to-value (LTV) ratio is an evaluation of lending risk which is considered by financial institutions and other lenders to examine the approval of any mortgage.

A prepayment penalty, also known as an early payoff penalty, is a fee you will have to pay if you pay back your loan ahead of the predetermined schedule.

In the modern and urban lifestyle of today, it’s impossible to handle all of one’s financial requirements without resorting to loans.

Are you finding it increasingly difficult to repay your car loan EMIs on time? Life is unpredictable and there are plenty of situations that can lead one to a financial crisis.

The growth of a business is hugely dependent on the continuous flow of funds and that may be required to fulfil an order, purchase equipment, expand the business, pay to the workforce, etc.

Parents strive to provide quality education to their children as it is deemed essential for a successful life.

India is an agrarian society. A vast section of our economy depends on agriculture and allied industries.

Are you finding it difficult to pay your car loan EMIs on time? With a looming economic crisis, a large percentage of car owners are finding it increasingly challenging to pay car loan EMIs on time.

A line of credit (LOC) is an open-ended loan which can have multiple uses. It is a kind of revolving loan that is somewhat similar to a credit card.

Loans and lines of credit allow consumers and businesses to borrow money for making purchases or incurring expenses.

You are looking to purchase your dream home. After rounds of selection, you have finally found the ideal place that ticks all the requirements of your dream home.

An old adage says don't borrow more than you can repay. In other words, one should borrow as little as possible and repay as quickly as possible.