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The loan moratorium and restructuring announced by the Reserve Bank of India (RBI) as part of Covid-19 pandemic-related financial relief measures allowed some breathing time to borrowers as they faced a severe cash crunch.

Rising healthcare costs are a major concern for everyone. With the massive increase in lifestyle-related diseases, hospitalizations seem to be inevitable for everyone. The increasing healthcare costs, weakened immunity and the vulnerability of elderly parents to their medical conditions can have a financial and emotional effect on the whole family.

Defaulted on your home loan, car loan or any other EMI? Continue reading to find out the rights you’re entitled to.

Making a business loan application can be a challenge, especially for small & medium-sized businesses. It is often time-consuming and requires efforts on the part of the business owners or promoters.

LIC Cards Services Limited (LIC-CSL) and IDBI Bank recently announced the launch of two new RuPay Credit Cards. These credit cards will be officially known as the LIC CSL 'Eclat' Select Credit Card and 'Lumine' Platinum Credit Card.

A credit card is essentially an unsecured loan. It provides you with access to a personal line of credit to purchase your favourite goods and services and pay for them later. There are so many variants of credit cards in the market.

India boasts of a large financial sector consisting of more than 900 banks and financial institutions which offer different kinds of credit facilities and loans to borrowers. While lending a credit facility such as a loan, how do these banks and institutions check the borrower’s creditworthiness? The answer is, through an individual’s credit score.

A start-up is a firm established by one or more entrepreneurs with the purpose of creating a unique product/service, with early money pooled in by the founders/family/friends. Various startups in finance, education, pharma, e-commerce and related fields have sprung up in recent years and contributed tremendously to the Indian economy by providing millions of jobs to educated youth across the country.

Insurance is an ever-changing sector. Rapid advancements in science & technology and constant upgrades to insurance rules and regulations lead to new policies and regulations in life, health and motor insurance policies.

Alternative credit scoring involves electronic data collection on the payment behaviour of consumers. This can include information on regular expenses such as mobile bills, internet, and also utility bills.

Credit cards allow us to make desired purchases and expenditures without worrying about any liquidity issues. These can help us to maximise the value of the purchases we make by offering benefits like cash back, reward points, special discounts, etc.

If you are burdened with heavy debt, debt consolidation or balance transfer are some good options to manage your debt. These two methods will give you some respite from heavy interest rates and also get you some moratorium to repay the debt.

Many credit card issuers offer users the ability to convert big-ticket credit card purchases into monthly payments called EMIs (Equated Monthly Instalments). Credit card users can directly convert credit card purchases into EMIs when purchasing from select merchants or they can use the option to consolidate various payments into a single EMI.

The fast-paced lifestyle in which we live makes us want everything in a jiffy. Borrowers are now looking out for instant solutions to manage their emergency cash requirements. Thanks to digital banking, customer-friendly instant loan platforms are increasingly becoming popular.

Your CIBIL™ score is a summary of the risk that the lender will have to take while lending you some form of credit. This is why your credit score is important for lenders.

With today's loan market, anyone can get a loan at such low interest rates that it is quite easy to fall into the dreaded debt trap. Credit cards, personal loans, vehicle loans, and even home loans are so easy to obtain that customers engage in reckless borrowing without considering their repayment capacity.

The ongoing Coronavirus pandemic has disrupted public health and the economy to a great extent in India, with many businesses closing down. The financial burden of people has also increased, with many looking at loans as an alternative medium to sustain their financial needs.

A life insurance policy is an important financial decision for you and your family. More and more people are realizing the need for a life insurance policy. A life insurance policy serves as a great support to your family in case of your unfortunate death

Home loans are a huge commitment with a substantial loan amount and a considerable interest rate. It can be very beneficial to take home loans jointly with your sibling, spouse or parents, as the loan responsibility is shared.

Cryptocurrency is an enigma. For supporters, it’s the money of the future, with the potential to replace standard currencies. On the other hand, for critics, it’s a bubble that is about to burst. So, which is it? And, the bigger question is – should you invest your hard-earned money in cryptocurrency?

Investing in cryptocurrency is becoming increasingly appealing these days. Statistics from many cryptocurrencies and exchanges abound on the internet, and they appear to portray a rosy image of this new investment opportunity.