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5 Tips to Get an Auto Loan with a Poor Credit Score

Are poor credit scores holding you back from purchasing your dream car? Check out expert tips on how you can get an auto loan even with low credit scores.

2 years agoRead More
ICICI Bank EMI Moratorium: Eligibility, Charges, How to avail & more

The Reserve Bank of India announced in June that it is extending the moratorium on loan EMIs and credit card bills for three months.

2 years agoRead More
How to Get a Line of Credit from Your Bank?

A Line of Credit (LOC) is an agreement between a borrower and the lender (bank or an NBFC) which states that the lender is ready to lend a certain maximum amount to the borrower.

3 years agoRead More
How to find the perfect car loan?

You have spent months researching different car models and brands to find the perfect car for you and your family. You're so excited to finally own your dream vehicle. You locate the nearest dealer, take the car for a test drive, and are ready to take the plunge into car ownership.

3 years agoRead More
How do I check my current credit score?

The credit score is a numerical measure that determines an individual’s ability to repay a loan. In other words, it determines the creditworthiness of a borrower. Lenders and credit card companies always check credit scores to help them evaluate the repayment capacity of loan applicants.

3 years agoRead More
All That You Need to Know about HDFC Bank EMI Moratorium

The ongoing Covid-19 pandemic has created massive financial stress for individuals and businesses, across all sections of the society. To ease borrowers' burden during these challenging times, the RBI (Reserve Bank of India) has issued a directive to all commercial banks and NBFCs to offer customers an interim relief in their loan repayment schedules.

3 years agoRead More
Axis Bank EMI Moratorium: Here’s all that You Need to Know

The government of India has launched several measures to help citizens deal with the economic blowouts caused by Coronavirus-lockdowns and restrictions. One such relief measure is the – moratorium on loan payments.

3 years agoRead More
How can I apply for a short-term loan in India?

Medical emergencies, sudden unexpected expenses on the personal front, or cash shortages – can affect all of us at any time. During these challenging times, raising cash immediately becomes a huge struggle for all.

3 years agoRead More
How to get a loan against my property?

Are you looking to start your dream business? Or are you in need of working capital to expand your current venture? Or do you want funds to give your daughter a lavish wedding?

3 years agoRead More
Top 10 Benefits of Using a Credit Card in India

Credit cards dominate the digital transactions arena. Apart from convenience, credit cards offer various other value-added benefits like loyalty rewards, cashbacks, merchant discounts, airport lounge access and many more. Continue reading to explore the incredible benefits of credit cards.

3 years agoRead More
Things to Keep in Mind If You Have Opted for Moratorium

After the onset of Covid-19 pandemic, the Reserve Bank of India announced a 3-month moratorium on term loan repayments as part of its economic relief measures. This moratorium applies to all payments between March 1-May 31, 2020 and also covers credit card dues.

3 years agoRead More
Short-Term Loan Interest Rates Comparison 2020

Short-term loans are generally extended by financial institutions for 1-2 years. These are mostly unsecured, which means you don’t have to pledge collateral as security to avail them. Though funds can be extended quickly, the reason why they are labelled “short-term” is the associated repayment tenor (to be paid off in full within 6-18 months) rather than the speed of funding.

3 years agoRead More
What action can the lender take if I miss paying loan EMIs on time?

You have tried every possible way to repay your loan EMIs on time. In spite of your best efforts, a job loss, pay cuts, illness in the family, your loan repayments may go off the track. There may be situations where due to an unexpected financial crisis, you have fallen behind on your loan payments.

3 years agoRead More
What is a Cancelled Cheque?

In today’s internet era and intensive online marketing, almost everything is availed with a few clicks online. Like all business sectors, banking too has been providing various services online, making the lives of most people easier when it comes to daily transactions.

3 years agoRead More
10 Work from Home Challenges & Easy Ways to Overcome Them

With the Coronavirus pandemic spreading across the world, several countries, including India, encourages its workforce to work from home. Remote working, aka work from home, is seen as an excellent way to protect employees from the potential health risks at the workplace.

3 years agoRead More
What happens if I miss an EMI payment on my loan?

Getting a loan today has become easier than ever before. Commercial banks (private and public sector) along with non-banking financial corporations (NBFCs) make it quite easy for borrowers to get a loan to meet their various cash needs.

3 years agoRead More
What does the Rs. 20 lakh-crore mega Covid-19 relief package offer MSMEs?

One of the most significant collateral damages of the Covid-19 pandemic is the failing economy. Due to the nationwide lockdown, millions of businesses and individuals are struggling to make ends meet.

3 years agoRead More
Updated List of Personal Loan Interest Rates for 2020

Personal loans are one of the easiest ways to raise cash for emergencies and other miscellaneous expenses. It's readily available to both salaried and self-employed individuals. In India, almost all commercial banks, NBFCs (Non-Banking Financial Corporations), and even digital lenders offer personal loans.

3 years agoRead More
7 Money-Saving Tips to Help you Survive these Challenging Times

To say that 2020 has not unfolded as expected is the understatement of the year. The Coronavirus pandemic has brought the whole world to a standstill. Companies and businesses are forced to resort to desperate measures like layoffs and pay cuts to survive the economic blowouts of the pandemic.

3 years agoRead More
7 Common Mistakes People Make When Filing Income Tax Returns

Do you file income taxes by yourself using an online income tax calculation website or app? Or does your chartered accountant handle it for you? Irrespective of the method you use, filing income taxes is a critical task – one that should be done with the utmost care.

3 years agoRead More
How to Withdraw from EPF? A Step-by-Step Guide

EPF is one of the most well-known and popular retirement schemes in India. The Employee Provident Fund Act of 1952 launched the program, backed by the Government of India.

3 years agoRead More

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