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Bank Timings and Operational Changes amidst the Covid-19 Pandemic

India has imposed a nationwide lockdown to curb the spread of the Covid-19 pandemic. Though banks are still operating, they have implemented several safety measures to protect their staff and customers.

3 years agoRead More
What Happens When You Refinance Your House?

Refinancing your home is the process of replacing an existing home loan with a new loan. Often, people refinance their home loan to reduce their monthly payments, lower their interest rate, or change their loan program from an adjustable-rate home loan to a fixed-rate home loan.

3 years agoRead More
What are the income tax exemptions available for salaried individuals in India?

In India, salaried employees form the majority of taxpayers, and their contribution to the national tax coffers is substantial. To help salaried individuals reduce their overall tax burden, the Income Tax Act of 1961 offers several deductions and exemptions on their gross income.

3 years agoRead More
What Are the Different Types of Insurance?

The life and property of an individual are surrounded by the risk of death, disability or destruction. These risks may result in financial losses. This is when insurance comes into the picture, as a way of managing risks.

3 years agoRead More
What are the Benefits of Insurance?

Most of us ignore the idea of taking up insurance assuming we don't require it. However, a sudden accident or a mishap brings us to the realization that life could end anytime for us without providing any hints or clues.

3 years agoRead More
10 Things to Know about Home Loan Refinance

Home loans are one of the biggest financial burdens for an individual in his/her life. It’s a long-term loan that ranges, on an average, from ten to thirty years. Besides the principal, a home loan EMI also includes the interest component.

3 years agoRead More
SBI YONO App: Features & Benefits

SBI YONO stands for You Only Need One. This is a digital banking app launched by the State Bank of India (SBI) to be a one-stop solution for banking, lifestyle, insurance, investment, and shopping needs.

3 years agoRead More
How to Open A Savings Account Using SBI YONO App?

State Bank of India (SBI) offers several types of bank accounts that don't require any minimum balance to be maintained by the customer every month. One such SBI account is Insta Savings Account, in which the account holder need not worry about the bank's minimum balance rules.

3 years agoRead More
How to refinance a home mortgage with poor credit scores?

One frequent question among home loan borrowers is, "Can I refinance my home loan with bad credit?" The short answer is – of course, you can, but it may be difficult. For the long explanation on how to refinance a home mortgage when your credit scores are not that good, continue reading below.

3 years agoRead More
How Much Does Credit Life Insurance Cost?

Credit Life insurance is gaining increasing popularity in India. For the loan providers, it offers protection in recovering the loan in case of the unfortunate death of the borrower.

3 years agoRead More
How Can I Register for SBI Mobile Banking?

State Bank of India is considered to be one of the most trusted and reliable banks in India. It provides multiple facilities to its account holders for easy and quick access to account information and banking over the Internet.

3 years agoRead More
Does refinancing hurt my credit score?

Whether you’re looking to purchase a new car for the family, move into a new apartment, or expand your business – loans help us meet all our cash shortfalls.

3 years agoRead More
Do You Need Good Credit for Life Insurance?

Credit score can affect many of the major purchases you make today, from renting a home to buying a car – and even buying life insurance. Your credit can affect the cost of various types of insurance you buy, but it depends on what type of insurance you’re buying and what company you’re buying from, among other things.

3 years agoRead More
Do credit cards come with life insurance?

Everyone loves the convenience offered by a credit card. Besides providing consumers the ease of shopping now and paying later, credit cards offer an array of other benefits like cash withdrawal on ATMs, cashback or reward points for shopping, etc.

3 years agoRead More
Can I refinance my house and take money out?

There may be situations in life when unexpected expenses come your way. When it happens, refinancing your home loans and taking cash out may be a smart way to raise the funds you need.

3 years agoRead More
Are home loan interest rates likely to reduce in 2020?

On 27th March 2020, the Reserve Bank of India reduced the repo rate by 75 bps (basis points) as a measure to protect the economy from the ravaging impacts of the Coronavirus lockdown.

3 years agoRead More
Top Mutual Funds in India

A mutual fund is formed when an asset management company (AMC) pools investments from various individual and institutional investors to purchase securities. AMCs hire fund managers to manage investments from investors.

3 years agoRead More
Mutual Fund for 1 Year

Mutual Funds can seem complicated or intimidating to a lot of investors. A mutual fund is essentially the money pooled in by a large number of people or investors that is managed by a professional fund manager.

3 years agoRead More
How is home refinance interest rate fixed in India?

A large number of existing home loan borrowers in India switch their ongoing loans to new lenders to enjoy a reduction in interest rates and consequently, lowering on the home loan EMIs.

3 years agoRead More
Understanding how Interest Rates work on Auto Loans in India

Owning a car or bike is a milestone for many. Vehicles are more than conveyances that take you from one place to another. It's a symbol of success, pride, accomplishment, and independence.

3 years agoRead More
What is a home loan refinance calculator & how to use it?

Refinancing a home loan could help you lower the interest rates, thereby reducing your EMIs and overall loan burden. But, ultimately the decision whether you should opt for a home loan transfer is a personal decision.

3 years agoRead More

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