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A gold loan is a type of secured financing option that lets you borrow against gold ornaments and coins. As per the guidelines set by the Reserve Bank of India (RBI) guidelines, a lender can give you the utmost 75% of your gold’s value.

An easy and simple way to pay is to give your credit card to the merchant to swipe it. Besides, using a credit card is a convenient and preferred mode of payment with online shoppers. You should use your credit card judiciously.

Can You Use a Credit Card Beyond the Credit Limit? Can you really? What happens if you have a credit card with a credit limit of Rs.1 lakh and make a purchase of Rs.1.2 lakhs? Will the card transaction go through, or will it be declined? Actually, it will go through!

Life is full of uncertainties and thus a need for money is something that can be needed by an individual at any point in time. A personal loan is the best financing option one can avail of at this time as the application process is fast and the disbursals are very quick. An Early Salary personal loan is based on your salary as the name suggests and will be offered to individuals as per their needs and the repayment capacities.

CIBIL™Score is the international credit rating system for bank loans. It is a means of determining a person’s creditworthiness. The CIBIL™ score utilizes a matrix of 13 information categories and a number of factors to score each consumer.

Your prospects of receiving a new credit line are reduced if you have a bad credit score. On loans and advances, lenders will almost for sure charge a higher rate of interest.

A loan is very useful for people who need financial aid. When you repay your loan, you will have to do it along with the required interest rate. What is the loan repayment schedule and why is it important? Let us read on to find out.

The startups today need to borrow business loans as any business requires capital assets and expansion. The millennials today have dreams of owning an enterprise and for this, factors of production land, labour, capital and enterprise are necessary.

A personal loan is easy to apply for but does not guarantee approval before the scrutiny of the lender. After the application process by the customer, the lender has a detailed check on the application before he approves the loan.

Insurance companies in India offer multiple car insurance plans that cater to the particular needs of the buyers. But selecting the right policy can be challenging. In India, insurance companies have various plans with varied attributes.

In the last few years, the income tax department and various investment platforms, such as banks, mutual fund houses, broker platforms, and so on have become very alert with respect to cash transactions.

The credit industry experts have noticed that the pay later cards are the future of the credit industry in the country. Credit cards offer a large variety of added benefits and thus their importance has increased in the past years.

The life insurance corporation (LIC) is India’s largest IPO. It had filed the DRHP with SEBI on February 13, 2022. According to the company’s LIC IPO DRHP, 10 percent of the shares of the company will be reserved for the LIC policyholders.

A complete guide on ICICI Bank credit card application process – offline and online ICICI Bank is one of India's biggest private commercial banks. It was established in 1994 and offers a diverse range of banking products and financial services. ICICI Bank offers tailor-made products to meet the needs of each consumer, as evidenced by their credit card offers.

There has been increased reporting of 'Credit Score Misuse' in recent times. Your credit score is a key metric in loan applications and credit processes. Someone misusing your credit score is a serious issue and can lead to a number of negative consequences. This article will review the key factors that can be used to identify and fix credit score misuse.

Axis Bank and Citibank announced that their respective boards of directors have authorized Axis Bank's takeover of Citibank's retail businesses in India. What does this mean for Citi credit and debit card customers?

Borrowing from loan apps is easy. The credit is available instantly and no major documentation is needed for the same. The borrower has to be sure of the repayment.

Credit cards are great financial tools. They help us in times of emergency by offering payback options. We can purchase now and pay later with credit cards. Also, credit cards are a great way to build credit.

Medical Emergencies always take us by surprise so it is always better to be safe than sorry and it is no different when it comes to Health Insurance.

This dilemma of paying off the loans or investing and saving for retirement has been a major cause of concern for the strata of people who are salaried in the economy. The salaried individual will avail of a loan and select an EMI that he can comfortably pay from his earnings.

Business loans require a long set of documentation to be approved. One of them is ITR forms for the past 2 to 3 years. What if you are a new business and don't have the relevant ITR forms? Can't you get a business loan then? Of course you can! Read on to find alternate documents you can produce to get your business loan approved.