CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
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About Best Premium Credit Cards In India
Find the rewards, benefits, and features of the top 5 premium credit cards for 2023.
HDFC Bank Infinia Credit Card Metal Edition
Read to know :How to Get Credit Card Offers
HDFC Bank Diners Club Black Card
SBI Elite Card
Axis Bank Reserve Credit Card
Citi Prestige Credit Card
American Express Platinum Credit Card
Domestic travel benefits worth Rs 30,000 and a lot more.
HDFC Infinia Credit Card
Taj Epicure Plus Plan & Club Vistara Gold membership
SBI Aurum Credit Card
40,000 welcome reward points worth Rs 10,000
Axis Magnus Credit Card
Rs 10,000 waived on spending more than Rs 15 lakhs in the preceding year.
Tata Cliq vouchers worth Rs 10,000
Rs 10,000 waived on spending more than Rs 1 lakh within 90 days
Welcome bonus of 10,000 points
Standard Chartered Ultimate Credit Card
Welcome bonus of 6,000 reward points worth Rs 6,000
Axis Bank Miles & More World Credit Card
Welcome bonus of 5,000 points
Bank Of Baroda Eterna Credit Card
Welcome bonus of 10,000 reward points on spending Rs 50,000 within 60 days.
IndusInd Bank Legend Credit Card
No annual fees.
Complimentary golf access, movie tickets, EazyDiner membership
Standard Chartered Priority Visa Infinite Credit Card
5x reward points on international spends and 2x reward points on domestic spends
IDFC First Wealth Credit Card
No annual fees
10x rewards on spending above Rs 20,000
Dhanlaxmi Bank Platinum Credit Card
5% cashback on movies and groceries
Note that the benefits discussed in the table are highlights of the card. Refer to the product catalogue for complete details.
Premium credit cards provide lots of benefits on all your grocery, movie, dining, travel, and medical expenses. The reward points can be redeemed with popular brands as vouchers. Premium credit cards also offer higher credit limits than regular credit cards. Get premium credit cards and enjoy the elite lifestyle.
1. What is the minimum income for a premium credit card?
The minimum net monthly income for getting a premium credit card is Rs 50,000 and it increases according to the type of card.
2. What is the difference between premium and platinum credit cards?
Premium cards are deemed to have accelerated reward redemption than platinum credit cards.
3. What is the credit limit offered on premium credit cards?
Premium credit cards offer a minimum credit limit of Rs 1 lakh to a maximum of Rs 20 lakh. The credit limit purely depends on the credit score and net monthly income of the applicant.
4. Can I use my full credit limit?
It is advisable to use up to 30% of your credit limit to maintain a good credit score. Using the full limit of your credit card means that you are credit thirsty. It can also create apprehensions about your repayment capacity.
5. Whether add-on cards are also eligible for benefits enjoyed by the main card?
Yes in most cases. But it is advisable to read the Most Important Terms and Conditions (MITC) of your credit card carefully.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application