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HDFC Bank offers Diners Club Black Credit Card is a super premium credit card from HDFC Bank. The card opens access to exclusive deals and memberships. Customers get annual complimentary memberships to elite clubs and reward points that can be redeemed against flight and hotel bookings or AirMiles with specified partners. Annual fee: Rs. 10,000. Check the eligibility criteria and apply for this card.
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Housing Development Finance Corporation, more popularly known as HDFC bank, is the top private sector bank in our country today. HDFC bank has its headquarters in Mumbai, Maharashtra. It ranks among the top 5 banks in India and also has the largest market capitalization as of March 2020.
HDFC Bank has introduced many types of credit cards and other customized products that are designed specifically for its target customers. These cards are designed to meet the lifestyle needs of different categories of customers. Fuel credit cards, business credit cards, travel credit cards, super premium credit cards are some of the popular credit cards from HDFC Bank. With an array of benefits and attractive offers for customers, owning the right HDFC credit card can help you enjoy multiple rewards and benefits on your day-to-day expenses.
Let’s check out the features, eligibility requirements and other benefits of the HDFC Diners Club Black Credit Card.
Diners Club Black Credit Card of HDFC Bank is one of the Super Premium Credit Cards issued to its customers. This credit card comes with many attractive offers in terms of welcome gifts or reward points and much more.
The features can be categorized under various categories and the key features in each such category are highlighted below.
The Bank offers complimentary membership with partner companies provided that the annual spending in the previous year of the customer is minimum Rs. 1,50,000. This limit is calculated within the first 90 days of holding the card or from the date of realization of the joining fees.
The customer can get the complimentary membership of any of the following partner entities
The rewards scheme of Diner Club Black Credit Card is another attractive feature of the card offered by the bank.
The customers can get reward points in the following pattern through this card
HDFC offers complimentary memberships to its customers upon achieving specified milestones annually or on a monthly basis. The details of the same are mentioned below.
Milestone Achieved (Transaction Value to be achieved)
Complimentary Benefits offered
Rs. 80,000 in a calendar month
Complimentary membership of any two of following partners
Rs. 8,00,000 at the time of completion of one year from holding the card
Complimentary membership of following partners
The Diners Club Black credit Card Holders also get many lifestyle benefits like
Travel and Insurance benefits
The customers are also entitled to several travel as well as insurance benefits under this credit card. The customers can get free and unlimited access to more than 2000 lounges across the globe. This facility is also available on add on cards. The other Insurance benefits include,
HDFC bank has two basic criteria for the customers to be eligible for its Diners Club Black credit Card. These criteria are with respect to the age and the income of the applicant. The details of the same are tabled below.
Self Employed Applicants
The net monthly income of the applicant has to be greater than Rs. 1,75,000 per month
The income as per the latest ITR has to be greater than Rs. 21,00,000 per annum
Eligible applicants can apply for the card after submitting the required documents that are a part of the application process.
The documentation process of the bank to apply for this credit card is very simple. The applicants have to submit basic KYC documents as well their income proof that will authenticate if they meet the eligibility criteria.
The list of documents to be submitted by the applicants is mentioned below.
Identity Proof of the Applicant
The applicant can submit any of the following documents as identity proof
Driving License, etc.
Address Proof of the Applicant
Latest Utility Bills
Latest Rent agreement/ Lease Agreement/ Municipal Tax Receipt
Latest Bank Statement
Income Proof of the Applicant
The Income proof of the applicant can be verified by submitting any of the following documents in case of Salaried or Non-salaried applicants as the case may be
Latest Salary Slips (past 3 months)
Latest Bank Statements (past Three Months)
Recent Passport Size photographs
Customers can apply for the Diners Club Black Credit card either by visiting the nearest HDFC branch or by making an online application. The customers can also contact the customer care service of the bank for more information regarding the application process or any other query that may have. The documents mentioned above have to be provided along with the duly filled application form irrespective of the mode of application.
The online application process for the said product is highlighted below.
Home Personal Cards Credit Cards Diners Club Black
The link to apply online is available at the bottom of the page displayed from the above link.
The fees and charges applicable for the Diners Club Black Credit Card are mentioned below.
One time Joining Fees
Rs. 10,000 (excluding taxes)
Additional Card fees
Minimum Repayment Amount
5% of the amount due or Rs. 200
Cash Advance Limit
40% of the credit limit
Cash Advance Charges
2.5% of the amount withdrawn or Rs. 500, whichever is higher
Charges on Overlimit account
2.5% of the overlimit amount or Rs. 500 (Rs. 550 from 1st September 2020), whichever is higher
Cash Processing Fees
Railway ticket purchase fees
1% of the transaction amount excluding taxes
Fees for reissue of lost, damaged or stolen card
Given above are some of the basic charges levied on the card holders by the bank. For a detailed list of the charges and fees, customers can contact the bank via the customer care or by directly visiting the nearest bank branch.
Other than the above charges, the customers are also charged for delay in making the payment of the amount due. The charges for the same are tabled below.
Late Payment Fees
Amount due less than Rs. 100
Rs. 100 – Rs. 500
Rs. 501 – Rs. 5,000
Rs. 5,001 – Rs. 10,000
Rs. 10,001 – Rs. 25,000
Rs. 25,001 – Rs. 50,000
More than Rs. 50,000
1. What are the renewal charges for the Diners Club Black Credit Card?
The renewal charges for the card are Rs. 10,000 excluding the applicable taxes. The renewal fees for the next year can be waived off in case of annual transactions over Rs. 5,00,000 in the previous year.
2. What is the toll free number for HDFC bank that the customers can use to contact in case of any query related to the cards?
The toll free customer care number of HDFC Bank that the customers can use to contact in case of any information or query related to the cards are,
Delhi and NCR
3. What is the minimum income limit to be eligible for the Diners Club Black Credit Card?
The minimum income requirement of the bank for the customer to be eligible for the said credit card is Rs. 1,75,000 per month in case of salaried individuals and Rs. 21,00,000 per annum in case of self-employed persons.
4. What is the interest charged by the Bank on overdue bill amount of the credit card?
HDFC Bank charges interest at the rate of 1.99% per month on overdue bill amount of the diners Club Black Credit Card.
5. What is the extent to which the customers can redeem the reward points through flight tickets and hotel bookings?
The customers can redeem their reward points through flight tickets or hotel bookings for up to 70% of the booking value.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.