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SBI Elite Credit Card

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Annual Fee


Reward Type


Joining Fee


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  • Welcome e-gift voucher worth Rs.5000
  • 2 complimentary movie tickets worth Rs.500 every month at
  • Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/ year
  • Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 3 lakhs and 4 lakhs
  • Exclusive assistance with gift delivery, customized holiday packages, travel, movie & hotel reservation
  • Exclusive discounts at leading Spa's and Lifestyle Stores
  • Spend based reversal of annual fee on spends of Rs.10 Lakhs
  • Enjoy complimentary Trident Privilege Red Tier membership and earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
  • Enjoy complimentary Club Vistara Silver membership


  • 1st year fee: Rs.4999
  • Renewal fee: Rs.4999 (reversed on annual spends of Rs.10 lakhs)

Documents Required

  • 2 passport size color photos
  • ID Proof(any one) - passport, driver’s license, voter’s ID, PAN, aadhaar card
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Salaried - latest 3 months' salary slip (or) last 3 months' bank statements
  • Self-employed - last year ITR along with bank statement for last 3 months and form 16
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SBI Elite Credit Card

Overview of SBI Elite Credit Card

You can earn 5 times more reward points when you dine or spend at departmental stores and grocery purchases. You can redeem them easily for attractive options from a range of categories like travel, premium merchandise, and much more. It has a flexible rewards redemption program. Read on to know more about SBI Elite Credit Card offers. You will learn the meaning of privilege with the abundant features offered by SBI Elite Credit Card offers.

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SBI Elite Credit Card Features

  • Earn 2 reward points on every INR 100 spent for all spends
  • You can get 1% of fuel surcharge waiver
  • Get complementary access to airport lounges across the world
  • Can be used anywhere in the world with low Forex markup

SBI Elite Credit Card Benefits

  • You can use your SBI Elite Credit Card globally to make payments at any outlet that accepts Visa or MasterCard.
  • Welcome e-gift voucher worth Rs. 5,000
  • 2 complimentary movie tickets worth Rs. 500 every month at
  • Get 6 complimentary Airport Lounge visits per year, outside India
  • Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India
  • Up to 50,000 Bonus Reward Points on annual spends
  • Spend Based Reversal on Annual Fee on spends of Rs. 10 Lakhs
  • Lounge access at over 850 airports worldwide
  • 24/7 Concierge Service for a host of services and exciting offers on various privileges
  • You can get your SBI Elite Credit Card replaced from anywhere in the world using our 24x7 helpline for emergency.

SBI Elite Credit Card Annual Fee

  • Annual fee (one time): INR 4999
  • Renewal Fee (per annum): INR 4999
  • Add-on Fee: Nil

Eligibility for SBI Elite Credit Card

In order to be eligible for an SBI Elite Credit Card, you need to comply with certain eligibility criteria. Following is an overview:

  • You must be between 21-65 years of age.
  • You must be able to demonstrate a stable credit history
  • .

SBI Elite Credit Card - Documents required

The documentation required for an SBI Elite Credit Card is very simple and straightforward. You will require the following:

  • 2 passport size photos
  • AID Proof (any one) - passport, driver’s license, voter’s ID, PAN, Aadhaar card
  • Address Proof (any one)- Passport, driver’s license, voter’s ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
  • Proof of salary, employment / proof of business details
  • Salaried - Latest 3 Months salary slip (or) Last 3 months' bank statements
  • Self-employed - Last year ITR along with Bank Statement for last 3 months and Form 16

SBI Elite Credit Card FAQ

Can I apply for an SBI Elite Credit Card online?

Yes, absolutely. You can apply for SBI Elite Credit Card online.

What if my card is lost/stolen?

If you happen to lose or misplace your credit card, call the

credit cards customer service, and report the card lost/stolen. Alternatively, you can log in to your Net Banking account and report the loss.

I reported my credit card as lost, but I have now found it. What do I do now?

If you happen to recover your credit card after having informed it lost, do not use it. Destroy the card by cutting it and ensure that you cut across the chip in the card.

How do I Redeem my reward points?

It is simple to redeem your reward points. Just login to your Net Banking account and check for available reward points on your card and redeem them. Alternatively, you can call customer care and exchange your reward points for gifts from an exclusive catalogue.

How can I check my eligibility for this card?

You can check your eligibility for an SBI Elite Credit Card by applying with CreditMantri and creating your credit profile.

What is the joining and annual fee of SBI Elite Credit Card?

The joining fee is INR 4999 and the annual fee is INR 4999

SBI Elite Credit Card Review

SBI Elite Credit Card is what privilege means. With 5 times reward points for dining and shopping while providing fuel surcharge waiver, easy payment of bills. You get access to Trident hotel and complementary international and Indian airport lounges. This is one the best elite cards available in the market.

Apply for SBI Elite Credit Card Online

You can check your eligibility and apply for SBI Elite Credit Card and receive benefits while you shop and dine, do check for all the eligible criteria before you apply so as to not get rejected post application. We do suggest checking for eligibility on every credit product of your choice and apply online

About State Bank of India (SBI)

The State Bank of India (SBI), founded in 1806 is one of the oldest commercial banks in Asia. It is a major banking and financial services public sector company with more than 24,000 branches and 59,000 ATMs. It is the largest bank in India which has a 20% market share in deposits and loans among commercial banks, truly being a bank for every Indian.

About CreditMantri

CreditMantri pre-screens your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chance of your credit card application getting approved is higher. It is quick, simple and above all, free.

Click here to sign up and apply for loans and credit cards, the CreditMantri way!

Customer Reviews

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very good service.

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