CreditMantri Finserve Private Limited
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Unified Payments Interface (UPI) is a portal established by the National Payments Corporation of India (NPCI) to promote interoperability between different banks. This is a one-stop option for using various bank accounts and to carry out transactions from a single app.
It helps account holders to send and receive money through their smartphones with a single identifier – the Virtual Payment Address (VPA) widely known as the UPI ID – without requiring any bank account information. Customers also do not need to know the IFSC code of the beneficiary or payer, bank account data, etc., and this allows the procedure to be faster. So consumers can make quick transfers to their friends and merchants.
Bhim Axis Pay UPI app from Axis Bank is a UPI feature that enables you to transfer and receive money from any bank account using your smartphone. It also allows you to enable quicker prepaid mobile and DTH recharges using the Bhim Axis Pay UPI App.
Axis Bank customers can avail Instant New Credit Card through the BHIM Axis Pay UPI App. Existing customers of Axis Bank can avail 24x7 Personal Loan through the BHIM Axis Pay UPI App. If you don’t have an Axis Bank account, you can apply for one through the BHIM Axis Pay UPI App.
About BHIM Axis Pay UPI
Payer Initiated Mandates – You can set automatic transfers on a particular date, in regular intervals, from your Axis Pay UPI account. Once the mandate is created, the amount will be blocked on your account for the mandate amount.
Payee Initiated Mandates
In some instances, the seller or merchant might want to block the bill amount before the customer actually avails the goods or services (Eg; Hotel Bookings). In such cases, the payee can initiate a mandate on the payer’s account.
Steps to accept a Payee Initiated Mandate on BHIM Axis Pay (currently works on Android Version only)
Online Prepaid Mobile Recharge: BHIM Axis Pay offers an online mobile recharge service to all leading network providers across the nation. For prepaid smartphone recharges, you can go through different categories such as Top-ups, Talk-Time Packages, Data Packs-2G, 3G and 4G, STD, ISD and many more mobile recharge plans.
DTH Online Recharges: BHIM Axis Pay online recharge service allows you to make recharges to all big DTH operators with a single click through your smartphone. Just use the app to recharge your DTH connection today with exciting offers and discounts.
Instant Credit Card: Selected Axis bank customers are offered an instant credit card via BHIM Axis Pay. It's an efficient process to get an instant virtual credit card with a variety of shopping and entertainment incentives. Visit your Axis Bank homepage for more information.
Hindi BHIM UPI App: The BHIM Axis Pay UPI App is now available in Hindi! You can now enjoy the same seamless experience for your online recharge, easy money transfer, and all other features with the Hindi edition.
BHIM Axis Pay UPI App is merchant payment friendly and allows you to make payments to merchants where UPI is available. You can pay merchants, through UPI, on their e-commerce sites as well as retail outlets. Here is how to use Axis Pay UPI to make merchant payments;
How can I make payments on the Merchant Apps? (For example; Swiggy)
How to make payments on Merchant websites using Axis Pay UPI? (For example: Flipkart)
How to pay at offline stores using Axis Pay UPI? (For example: Reliance Digital)
There are two options to pay at retail outlets using Axis Pay UPI
Through the QR Code option
Using your UPI ID
Here are some popular merchants at which Axis Pay UPI can be used for payment:
1. What is a VPA/ UPI ID? Does it necessarily have to end with @axisbank?
A VPA / UPI ID is a unique identifier that you generate and connect to all of your bank accounts in order to make secure payments from Axis Pay UPI App. The VPA / UPI ID can be your name@axisbank or your mobile number@axisbank, which is easy to remember and recall. Yes, all VPA / UPI IDs generated in Axis Pay have to end with @axisbank.
2. How can I verify if the unique ID provided by the receiver is correct?
You can verify before doing a transaction. When you add the receiver's VPA / UPI ID to transfer money, you can press the "Verify" button to get the full name of the receiver as per their bank records.
3. Who all can download and use the Axis Pay App?
Axis Pay App is available for both Axis Bank and non-Axis Bank customers.
4. What are some basic features of the Axis Pay UPI App?
The Axis Pay UPI app allows you to transfer or request money using a VPA / UPI ID. You can link any and all your bank accounts to the VPA / UPI ID to allow secure and easy transfer or receipt of money. Axis Bank and non-Axis Bank customers can also check their bank account balance through the app.
5. What will happen if I get disconnected or my mobile phone switches off while performing a transaction?
No need to worry. You can just re-login to the app and check your transaction history to make sure that the transaction has been executed. If not, you can initiate a fresh transaction.
4. Will Axis Pay service work when I am on national roaming?
Yes, Axis Pay works anywhere in the country. You just have to have GPRS activated on your mobile number. Based on your internet connectivity, the app will work anywhere for you to use all its services.