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ICICI (Industrial Credit and Investment Corporation of India) is one of the top private sector banks in India. Not just in India, but ICICI bank also has a sizable presence overseas. It’s one of the top four banks in India and has millions of customers across the country. The bank has many products and services like insurance, credit, loans, deposits, savings schemes, NRI banking, internet and mobile banking among others for its retail and the corporate customers all over the world.
ICICI Pockets is the e-wallet of the bank powered by VISA. This wallet functions like any other e-wallet in the market but has many additional features that give it an edge over its competition. The details of the ICICI Pockets like registration process, features, usage and more are mentioned in this article.
About ICICI Pockets
ICICI customers get the benefit of ICICI Pockets which is the e-wallet powered by Visa. Customers of other banks can also get the benefit of ICICI pockets application and can add funds through their debit cards, credit cards or even net banking accounts. Customers can get many benefits like ease of funds transfer, payment of utility bills, and ease of shopping through online or offline modes as well as a physical card upon request.
ICICI Pockets as mentioned above is the e-wallet of the bank that can be used like any e-wallet for funds transfer, shopping, paying bills and more. Existing customers also have the added benefit of linking their ICICI Bank Account to the wallet and use their net banking User id and password to login to their ICICI Pockets account. For other customers, the registration and login process is a bit different.
The registration as well as login process of ICICI Pockets is detailed below.
ICICI Pockets provides the users with the benefit of a virtual wallet that can be used by the customers for making payments, shopping, paying utilities and more. The details of the features of ICICI Pockets that make it an attractive option for the customers are mentioned below.
ICICI Pockets App can be used to make quick and hassle free funds transfer to anyone at any time and from anywhere. Customers have the benefit of transferring funds to their own accounts or the accounts of their family friends, etc. instantly without paying any additional charges for the same.
This e-wallet can be used to recharge the mobile plans of the customers. Customers can recharge their prepaid plans as well as make payments for their postpaid bills.
Making NFC payments
ICICI pockets is the first app that uses the NFC (Near Field Communication) technology to make payments at the point of sale or at the merchant’s end. Customers need to wave their Smartphone at the NFC enabled merchant terminals to make the payments. The technology used to complete the payments is the Host Card Emulation (HCE) technology.
Paying utility bills
Like any other e-wallet, ICICI pockets can also be used to make utility payments like paying the electricity bills, gas bills as well as water bills. Customers can also set up auto payments in case of consistent bills or payment reminders for the same as per their needs.
ICICI Pockets can be used to make payments for online shopping as well as by making payments at the point of sale. Customers get the added benefit of requesting a physical card that is powered by VISA and can use the same for their shopping experience.
Benefit of Physical card
As mentioned above, customers get the added benefit of getting a physical card upon request along with their virtual wallet of ICICI pockets. The physical card can be used like any other debit or credit card as the case may be by putting in the CVV number at the point of sale or at online e-commerce websites.
mVisa/ Touch and Pay option
Customers also get the option to make payments through the use of mVisa or touch & pay option on Pockets. This enables them to pay instantly from their mobile at the respective shops.
Cashbacks and discount offers
ICICI Bank customers get many attractive cashbacks and discount offers from partner merchants as well as e-commerce websites that make it a very lucrative option for the customers.
ICICI provides dedicated customer support to the customers for any query of issue that they may face in operations so cash back or any other grievance that they may have regarding the functioning of the app. The customer support is available 24x7 throughout the year for the benefit of the customers.
Other benefits that the customers receive through ICICI Pockets are,
The payment process through ICICI Pockets is very simple and secure. The details of the same are mentioned below.
1. What are the charges for ICICI Pockets app?
There are no charges for the ICICI pockets app. It is available for free at the Playstore.
2. Can a person use the old as well as the new debit card along with the ICICI Pocket application?
No. The customer can use only one debit card along with the ICICI Pocket application. The older debit if subscribed to the application has to be unsubscribed to use the new or upgraded debit card.
3. Can the person pay utility bills through the ICICI Pockets app?
Yes. A person can pay various utility bills like electricity bills, water bills and gas bills through their ICICI Pockets app.
4. Can a person add funds to the ICICI Pockets app through any other bank’s net banking on debit or credit card?
Yes. ICICI Pockets provides the customers the option to add funds through the other bank’s debit or credit cards as well as internet banking option of any other bank. Customers will have to add the required option and then proceed to add funds to their ICICI e-wallet.
5. What is the process to reset the 4 digit password for the application?
The customer can reset the password to the ICICI Pockets app by clicking on the Forgot Password option and authenticating the same by providing the details of the customer’s debit card.
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