Currently, there is only one credit card being offered by Amazon and that is the Amazon Pay ICICI Bank Credit Card. Amazon Pay ICICI Bank credit card is a credit card issued by ICICI Bank in association with Amazon and Visa. This is a lifetime free credit card with no joining and renewal fees. It allows you to earn back for each purchase, both on and off Amazon.in, in the form of Amazon Pay Balance.
This is an invite-only programme. Amazon uses an internal selection criteria, based on your past transactions with Amazon. If you’re invited for the card, the application will flash under your Amazon Pay account. Check for any e-mail or push notification from Amazon to apply for this card. Alternatively, you can log into the Amazon mobile app and if you’re eligible you can begin the application process, right from the app itself.
Eligibility Criteria of Amazon Pay ICICI Bank Credit Card:
- Credit score of the applicant
- Past borrowings of the applicant
- Past transactions of the applicant on Amazon
- Income levels of the applicant
- Regulatory and statutory provisions governing ICICI Bank.
Since it's an invite-only program, you may or may not be eligible for the card depending on your credit score and other factors. If you already own an ICICI card you may request the customer care team to consider you for an Amazon credit card.
In case, you’re declined you can apply again after six months. If your card application is rejected, then you need to work on your credit score, before applying again. Try to boost your credit score to improve your eligibility. Having a good credit history always works in your favour while applying for any credit card, including the Amazon Pay ICICI credit card.