You do not need to pay any money to download YONO app, powered by SBI. YONO is a digital mobile banking app that lets you open a savings account, shop online for groceries, electronics and various other items, book movie and travel tickets, get overdraft facility against fixed deposit and apply for financial products. There are no charges attached for any of the services provided by YONO App. 

If you are looking for a loan or credit card, you can avail instantly from the comforts of your home with CreditMantri App