Yes! you can apply online for an RBL Bank personal loan through the CreditMantri website. You can use the RBL Bank’s EMI calculator to manage your loan and organize your finances more easily ahead. Check if you can afford to pay your EMIs. You can also use the eligibility calculator to determine if you are eligible for the loan.
CreditMantri users can check the features, eligibility criteria, and documentation required for RBL Bank Personal Loans.They can choose to apply for the loan.
The entire process takes 10 minutes and based on the user’s credit score, accurate and correct information provided, and eligibility, the loan amount will be disbursed in less than 24 hours.
Factors Affecting My RBL Bank Personal Loan Eligibility
RBL Bank offers personal loans with flexible loan terms, loan amounts, and repayment options. You can get personal loans at attractive interest rates ranging from 10.5 to 19%. Individuals who qualify for an RBL Bank Personal Loan include:
- Those between the ages of 23 and 65.
- Employees of reputed private limited enterprises as well as employees of public sector organizations such as the federal, state, and municipal governments, should be considered.
- Self-employed individuals, such as doctors, lawyers, and entrepreneurs are eligible.
- Applicants must have worked for a minimum of two years and at least one year with the current employer.
- If you have a salary account with RBL Bank, you should have a monthly net income of at least Rs. 30,000.
- For businessmen, Rs. 2 Lakhs should be the minimum profit after tax for proprietorship firms or self-employed individuals. One Lakh should be the tax profits for non-professionals.