For medical studies in India, Indian Overseas Bank provides education loan for up to Rs.30 Lakhs and Rs.40 Lakhs for studies abroad. You can get the maximum loan amount, provided you are able to satisfy the eligibility criteria set by the bank. 

Taking Rs.25 Lakhs as education loan will depend on the cost that needs to be covered for your studies and the amount you can pay from your pocket. If you have secured an admission into a Government medical college or university, the expenses to complete the course are likely to be less when compared to some of the private medical colleges and universities. Moreover, when you have obtained admission into premier medical institutions such as AIIMs and JIPMER based on merit, you are very likely to get approved on your education loan

Indian Overseas Bank provides education loan for MBBS under Vidya Jyoti education loan scheme. To avail the loan, you should be an Indian resident and have secured admission for the course. As your required loan amount is higher, you should pledge a tangible collateral with the co-obligation of parents.

The interest rate on Indian Overseas Bank education loan is fixed at 11.70%, which is however subject to change depending on the internal policies of the bank. The maximum repayment period is up to 7 years which is decided based on the loan amount. The bank provides holiday period of 1 year after completing the course or 6 months after getting the job.