How Can I Check My Credit Card Balance By Sms

In simple words, the credit card balance or statement balance is the money that one owes to the credit card issuer. It consists of an amount which is unbilled as well as the current outstanding amount. 

You can check your credit card balance instantly by sending an SMS from your registered mobile number. To avail this service, customers usually have to send an SMS with a code and card number (usually last 4 digits) to the number provided by the bank/credit card issuer.

Here are the SMS codes to check the balance of your credit card at leading banks. 

Checking your credit card balance regularly helps you stay on track of your spends and avoid overspending. Almost all leading banks and credit card issuers offer balance check facilities by SMS. however, note that the SMS may be charged as per your mobile plan. The SMS reply is usually instantaneous, and your latest balance is sent to your mobile inbox within a couple of seconds.