HDFC bank allows you to redeem the reward points into cash only for the following HDFC credit cards. They are
- Titanium Edge
- Platinum Edge
- Money Back
- Business Money Back
- Bharath Cashback
The reward points and cashback ratio vary depending on the credit card. For example, Bharath cashback and Freedom credit cards have 1 reward points equal to 1 rupee while you need 10 or 5 reward points to get one rupee.
The reward points accumulated on other credit cards cannot be converted to cashback and they can be redeemed against a wide range of gifts and vouchers.