SBI PULSE Credit Card Joining Fee
The joining fee for the SBI PULSE credit card is Rs. 1,499 + taxes. The renewal fee for the card is Rs. 1,499 + taxes. The renewal fee is reversed when the cardholder spends Rs. 2 lakhs and above on the credit card in the preceding year.
Below are the other charges related to the SBI Pulse Credit card:
|
|
Charges and Fees |
|
|
|
|
Type of charge/fees |
Charge/fees |
Notes |
|
1 |
Annual fee |
Rs.1,499 + taxes |
|
|
2 |
Renewal fee |
Rs.1,499 + taxes |
Renewal fee reversed on spends |
|
|
|
|
of Rs. 2 lakhs and above |
|
3 |
Cash Advance fee |
2.5% or Rs.500 (whichever is higher) for both |
|
|
|
|
domestic and international ATMs |
|
|
4 |
Cash Payment Fee |
Rs. 250 + taxes |
|
|
5 |
Interest-Free Grace period |
20 to 50 days |
|
|
6 |
Finance charges |
3.5% per month (42% annually) |
|
|
7 |
Late Payment charges |
Based on the outstanding amount - |
Additional Rs. 100 on missing the Minimum Amount Due by the due date for two consecutive cycles |
|
|
|
1. NIL between Rs.0 - Rs.500 |
|
|
|
|
2. Rs. 400 between Rs. 500 - Rs. 1,000 |
|
|
|
|
3. Rs. 750 between Rs. 1,000 - Rs. 10,000 |
|
|
|
|
4. Rs. 950 between Rs. 10,000 - Rs. 25,000 |
|
|
|
|
5. Rs. 1,100 between Rs. 25,000 - Rs. 50,000 |
|
|
|
|
6. Rs. 1300 for amounts more than Rs. 50,000 |
|
|
8 |
Overlimit fees |
2.5% or Rs. 600 (whichever is higher) |
|
|
9 |
Payment Dishonor |
2% or Rs. 500 (whichever is higher) |
|
|
10 |
Rewards redemption fee |
Rs. 99 |
On gifts, cash, and vouchers |
|
11 |
Card Replacement |
Rs. 100- Rs. 250 |
|
|
12 |
Credit limit increase fee |
Rs. 200 |
|
|
13 |
Network Change Fee |
Rs. 200 |
|
|
14 |
Cheque payment fee |
Rs. 100 |
|
|
15 |
Forex transaction fee |
3.5 % and 1.99 % |
depending on the Credit card |