A Loan Against Property is an all-purpose loan which can be used for any emergency or personal needs. You can visit your nearest SBI personal banking branch along with your documents, including property deeds and meet a representative to see if your property would be accepted for availing a loan against it. Keep in mind that in order to satisfy the eligibility criteria, you need to be salaried / self-employed / income tax assesse / engaged in agricultural activities, and on no account the loan amount is to be used for speculative purposes. You can also apply online.