HSBC allows its customers to enjoy a number of benefits on its credit card. Likewise if the customers wish to get their credit card limit increased, then they have to meet the following criteria:

  • Update your KYC.
  • Don’t exceed your credit card limit. 
  • The issue date of the credit card should be more than 6 months.
  • No modification or increase or decrease in the credit limit within the past 6 months.
  • The credit card must be an active card with at least one transaction that has taken place since the time of issue.

Additional ReadingHow To Increase The Credit Limit On My Card

Once all the required information is verified by the bank, the credit card enhancement will take place depending on several internal factors like the credit score of the cardholder, income, bill payment history, etc. Now let's look into the required documents for increasing the credit card limit. At Least one of the documents must be provided for verifying the income proof of a salaried employee.

  • Recent income tax returns
  • Bank statements of the past three months showing pay slips and salary credited
  • Form 16

At least one of the documents must be provided for verifying the income proof of self-employed individuals.

  • Recent income tax returns

At least one of the documents must be provided concerning the income proof for both self-employed individuals and salaried employees along with a self-attested copy of an ID proof. The following documents are accepted as ID proof. 

  1. Passport
  2. Government Employee ID card
  3. Election/Voter’s ID
  4. Defense ID Card
  5. Permanent Driving License
  6. PAN Card