There is no short-cut to improve your credit score. It
requires patience to get a good credit health. Get your credit
report and analyse the reason for the poor credit score. It could be due to
several factors such as late payments, settlement, foreclosure, past dues etc.
You need to first clear your negative issues and get them updated by the bank
and reported to the credit bureaus.
Follow the steps given below to maintain a good credit
health
Pay your credit card bills and repay the loans on-time
Maintain low credit utilisation ratio
Have a good mix of credits
Try to pay the full amount of your credit card bill.
Looking for a loan with a credit score of 550,
Find your answer
here!