There is no short-cut to improve your credit score. It requires patience to get a good credit health. Get your credit report and analyse the reason for the poor credit score. It could be due to several factors such as late payments, settlement, foreclosure, past dues etc. You need to first clear your negative issues and get them updated by the bank and reported to the credit bureaus.


Follow the steps given below to maintain a good credit health

Pay your credit card bills and repay the loans on-time

Maintain low credit utilisation ratio

Have a good mix of credits

Try to pay the full amount of your credit card bill.

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