HDFC Personal Loans are unsecured loans and do not require any security or collateral to offer you a personal loan of up to Rs. 40 lakhs. 

Personal loans are unsecured loans that are given out based on your credit score and current income. To provide you with a personal loan, HDFC Bank does not require any security or collateral. Your ability to repay a personal loan without collateral is determined by your credit score and repayment capacity. It helps if you've been a bank customer for a long time.

If you're a current HDFC Bank customer, you can apply for a loan through NetBanking on the bank's website without putting up any security or collateral. To ensure that you can repay the loan, HDFC Bank will examine your revenue, cash flows, and the strength or stability of your business or employment. Customers of HDFC Bank can apply for Personal Loans with little or no documentation.

If you are looking to apply for an HDFC Bank personal loan, check out complete details, eligibility criteria, application process, and required documentation on the Creditmantri website. You can also check your personal loan eligibility on our website. 

If your credit score is low, you can improve it with some simple steps. Creditmantri offers a complete guide on improving your credit score before applying for a personal loan.