CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, 2nd Floor, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
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Is your Credit Score >750?
Here is the eligibility criteria for the one-time loan restructuring offered by the RBI due to the Covid-19 pandemic
Yes, restructuring is capable of negatively impacting your credit score, which is why it is a last-ditch effort. Loan restructuring is seen as a desperate action taken when borrowers are on the verge of defaulting. That is when negotiating the alteration of an existing loan contract is the only way to repay the debt.
The best part about loan restructuring is that when the borrower cannot arrange the repayment dues, he can opt for loan restructuring. Loan restructuring prevents the borrower from being declared as a defaulter.
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