The lenders usually refer to your credit score and credit report when you apply for a loan or any other credit product. However, when you do not have a credit score while applying for a loan, the lenders look at other parameters such as your income, employer, repaying ability etc. Hence, it is possible to get a loan even if you do not have a credit score.
As you lose the credit score advantage, the rates on the loan could be slightly higher than the normal rates. However, you may have to accept the terms as it is also the ticket to build your credit score. NBFCs and peer to peer lending portals are the best options as you have higher chances of approval. However, act with caution in order to avoid a loan rejection.
To know more about avoiding loan rejection, go here.
Additional Reading: How Can I Get 1,50,000 INR Personal Loan Without Cibil Score?