Kotak Mahindra Bank offers home loans of up to 80% on your home cost. It comes with an attractive interest rate and repayment tenure of up to 20 years. 

The EMI amount on an Rs.25 lakh home loan, with an interest rate of 6.65%, for a tenure of 15 years would be Rs. 21,984. 

The interest rate for an Rs.25 lakh home loan starts at 6.65%. 

Loan Type

Loan amount

Effective Rate Of Interest

Salaried – Non Balance Transfer

Any loan amount

6.65% - 7.10%

Self Employed – Non Balance Transfer

Any loan amount

6.75% - 7.20%

Special Balance Transfer Rate – Salaried (valid only till 31st Aug 2021)

Any loan amount

6.60% onwards

Special Balance Transfer Rate - Self Employed

Any loan amount

6.65% onwards