The minimum and maximum tenure on IndusInd Bank personal loan is a minimum of 12 months and a maximum of 60 months. 

Most personal loans in India are given for a tenure of 60 months. There are very few banks that may offer up to 84 months, if the loan amount is pretty high. 

IndusInd Bank Personal Loan Snapshot

Loan Amount

Rs.50,000 – Rs.15 lakhs

Average Annual Interest Rate

10.49% - 31.50% 

Processing Charges

2.5% of loan amount

Loan Processing Time

2 business days

Repayment Tenure

12 months – 60 months

Collateral or Security


Credit Score Requirement

Minimum 750 credit score

What Are The Repayment Options Available To Repay IndusInd Bank Personal Loan?

Your IndusInd Bank personal loan can be repaid in one of the following ways:

SI (Standing Instructions): If you already have an account with IndusInd Bank, Standing Instruction is the best method of repayment. At the end of the monthly cycle, your EMI will be deducted automatically from the IndusInd Bank account you specify.

ECS (Electronic Clearing Service): Use this method if you have a non-IndusInd Bank account and want your EMIs to be automatically debited from it at the end of the monthly cycle.

An ECS or standing instruction will ensure that the EMI payment is automatically withdrawn from your account and paid on time. This prevents any late payment or interest charges from accruing. 

Check your Personal Loan Eligibility before applying for an IndusInd Bank personal loan. Before applying for a personal loan, if you have a low credit score, attempt a few simple actions to increase your credit score. This ensures that your personal loan application will not be rejected.