You can take an HDFC top-up personal loan once you have completed at least 9 EMIs on your existing personal loan. 

  • Top-up personal loan allowed for a minimum top-up amount of Rs. 50,000
  • The maximum personal loan top-up you can receive will be equal to your original approved amount. 
  • The interest rate on the top-up personal loan will be similar to the original personal loan interest rate. 

Interesting read: Should You Avail A Top Up Loan Or A Fresh Loan

Is there any restriction on what I can use the top-up personal loan amount for?

The Personal Loan Funds have no restrictions on what they can be used for. It can be used for a variety of purposes. It can be used to pay for trips, wedding expenses, medical expenses or treatment, the purchase of the latest innovative gadgets, house improvements, and a variety of other things.

How can I know what my EMI amount is?

It is helpful to know the approximate EMI amount you need to pay every month so that you can plan your finances accordingly. You can use the Creditmantri personal loan EMI calculator to know your EMI amount before applying for HDFC Personal Loan.

I recently applied for an HDFC personal loan. Where can I check the loan status?

You can conveniently check the loan status through the Track Application online facility on the HDFC website. You can also check through your Netbanking login or the HDFC mobile app.