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How Do I Register And Use ICICI Whatsapp Banking?

The internet has made it easy to do just about everything - from banking to shopping. Thanks to free services like Whatsapp Banking, you don’t even need to spend time at the bank!

ICICI Bank has been a pioneer in providing digital banking solutions to its customer base in India, and globally. Their digital banking services allow users to carry out most of the banking transactions online, without going to the bank. The latest addition to this digital banking platform is ICICI Whatsapp Banking.

If you have an ICICI bank account, you can use Whatsapp to link your bank account to your mobile number. It's completely free and easy to use, and it makes your banking experience more convenient than ever. To learn how to register and use ICICI Bank Whatsapp Banking, keep reading.

What Is ICICI Whatsapp Banking?

The internet has made it easier than ever to perform financial transactions. In the past, users would have to physically visit their banks to perform various transactions. Today, users can perform the same transactions through the use of apps and websites. One such app that allows users to perform financial transactions through the use of chat messaging is ICICI Bank's Whatsapp Banking.

ICICI WhatsApp Banking is a new digital banking service offered by ICICI Bank. It’s a simple service that lets you carry out most of your banking transactions through WhatsApp chat interactions.You don’t need to visit a physical bank branch to use WhatsApp Banking.

What Are The Features Of ICICI Whatsapp Banking?

  • 24/7 x 365, The app is always available, even on holidays
  • Offers, ICICI Bank ATMs, and branches nearby are all services that non-ICICI Bank customers can access.
  • Customers with an ICICI Bank credit card who are single and in no other relationships may use the services for credit card limits and secure banking
  • Safe & secure transactions through WhatsApp’s end-to-end encryption technology.
  • Available on 9324953010 for Hindi speakers
  • Free service to all users, no charges for using the app

How To Register For ICICI Whatsapp Banking?

It is very easy and simple to register for ICICI Whatsapp Banking services -

  • Add the Whatsapp contact 8640086400 to your contact list.
  • Say "Hi" to this number in the chat window.
  • Do not forget to register with your registered mobile number and use Whatsapp Banking from there.
  • To initiate a conversation, you can also send an SMS 'OPTIN' to 9542000030 or give a missed call.
  • Through the WhatsApp messaging platform, a safe and interactive menu will appear on your mobile device.
  • Keep in mind that by initiating a conversation on the aforementioned number, you signify your acceptance of the WhatsApp Banking Terms & Conditions.
  • Send OPTOUT to 9542000030 to stop receiving WhatsApp notifications.

Also Read: ICICI Bank Mobile Banking

What Are The Services I Can Avail Through ICICI Whatsapp Banking?

Here is a list of all the services you can avail through ICICI Whatsapp Banking, and a list of suggested keywords to type in Whatsapp.

FacilityWhat information it offersSuggested Keywords
Account balanceCheck the balance in your account/accountsbal

ac bal

acc bal


account balance

my balance

check balance

my bal

check bal

Last 3 transactionsCheck last 3 transactions in your account/accountsstmt




mini statement

transaction history

check statement

Credit Card LimitCheck the outstanding balance on your Credit CardGet the available credit limit on your Credit Card


credit card limit

cc limit

credit balance

credit card balance

cc balance

Block /Unblock my cardBlock and unblock your Credit/Debit Cards anytime, anywhereblock


block unblock

block my card

unblock my card

lost my card

card was stolen

found my card



Instant loans exclusively for youGet details for your pre-approved loan offeredloan

home loan

personal loan

educational loan

car loan

bike loan

auto loan

instant loans

InstaSaveOpen an InstaSave Account (Savings Account) online in 4 minutesinstasave

open instasave account

open ac / open account

savings acc

insta savings

Fixed DepositMake an investment and save for your future with just a message. Open Fixed Deposits with WhatsApp Banking on the go.Fixed Deposit


Bill PaymentPay your bills on the go using WhatsAppPay bills



Mobile Postpaid

Trade ServicesCheck customer ID & IE code: Inquire customer ID and import export code linked to the customer account.

View credit limit: Check limits of all the credit facilities available with the Bank. Customers can see the limit ID, total amount of sanction limit, available limit and validity of the credit limit on WhatsApp.

Track inward remittances pending for settlement: View all the foreign inward remittances received and pending for settlement.

View inward remittances credit history: Get to know about the credits received through inward remittances.


Trade services

Customer ID

IE Code

Limit Availability

Pending for settlement Statement

Other ServicesTrack deliverables

ICICI Bank ATMs near me - Top 3

Branches near me - Top 3



Nearby Stores




track deliverables

estimated time


ATM nearby

ATM around me



bank branch



today’s newspaper

daily newspaper










offers near me

travel offers

dining offers


In today's digital age, it is very important for every individual to have easy access to their banking services. ICICI Whatsapp Banking is one such service that provides safe and secure transactions through WhatsApp’s end-to-end encrypted messaging platform. Customers are able to enjoy a multitude of banking facilities from the comfort of their home or office.

FAQs of ICICI Whatsapp Banking:

1. Is there a charge or service fee to use ICICI WhatsApp Banking?

No, there is no charge to use this facility.

2. Can I use ICICI WhatsApp Banking from another phone?

No, the ICICI WhatsApp Banking can be used only on the phone that has your registered mobile number (RMN).

3. Can I pay my utility bills using ICICI WhatsApp Banking?

Yes, you can pay your utility bills and phone bills using ICICI WhatsApp Banking. Use keywords like ‘bills’, ‘gas’, ‘electricity’ or similar ones to get the options for bill payments.

4. Can non-ICICI Bank customers use this ICICI WhatsApp Banking service?

Yes, you can use WhatsApp Banking to ask questions about local deals, ICICI Bank ATMs, and branches. Simply add 8640086400 to your contact list and introduce yourself to start a conversation.

5. Is ICICI Whatsapp Banking facility safe and secure?

Yes, WhatsApp banking is secure. End-to-end encryption is used to secure all messages. Nobody has access to your account information. On WhatsApp, you do not need to enter any sensitive information such as a PIN or password.

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