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How Do I Register And Use ICICI Whatsapp Banking?
The internet has made it easy to do just about everything - from banking to shopping. Thanks to free services like Whatsapp Banking, you don’t even need to spend time at the bank!
ICICI Bank has been a pioneer in providing digital banking solutions to its customer base in India, and globally. Their digital banking services allow users to carry out most of the banking transactions online, without going to the bank. The latest addition to this digital banking platform is ICICI Whatsapp Banking.
If you have an ICICI bank account, you can use Whatsapp to link your bank account to your mobile number. It's completely free and easy to use, and it makes your banking experience more convenient than ever. To learn how to register and use ICICI Bank Whatsapp Banking, keep reading.
What Is ICICI Whatsapp Banking?
The internet has made it easier than ever to perform financial transactions. In the past, users would have to physically visit their banks to perform various transactions. Today, users can perform the same transactions through the use of apps and websites. One such app that allows users to perform financial transactions through the use of chat messaging is ICICI Bank's Whatsapp Banking.
ICICI WhatsApp Banking is a new digital banking service offered by ICICI Bank. It’s a simple service that lets you carry out most of your banking transactions through WhatsApp chat interactions.You don’t need to visit a physical bank branch to use WhatsApp Banking.
What Are The Features Of ICICI Whatsapp Banking?
- 24/7 x 365, The app is always available, even on holidays
- Offers, ICICI Bank ATMs, and branches nearby are all services that non-ICICI Bank customers can access.
- Customers with an ICICI Bank credit card who are single and in no other relationships may use the services for credit card limits and secure banking
- Safe & secure transactions through WhatsApp’s end-to-end encryption technology.
- Available on 9324953010 for Hindi speakers
- Free service to all users, no charges for using the app
How To Register For ICICI Whatsapp Banking?
It is very easy and simple to register for ICICI Whatsapp Banking services -
- Add the Whatsapp contact 8640086400 to your contact list.
- Say "Hi" to this number in the chat window.
- Do not forget to register with your registered mobile number and use Whatsapp Banking from there.
- To initiate a conversation, you can also send an SMS 'OPTIN' to 9542000030 or give a missed call.
- Through the WhatsApp messaging platform, a safe and interactive menu will appear on your mobile device.
- Keep in mind that by initiating a conversation on the aforementioned number, you signify your acceptance of the WhatsApp Banking Terms & Conditions.
- Send OPTOUT to 9542000030 to stop receiving WhatsApp notifications.
Also Read: ICICI Bank Mobile Banking
What Are The Services I Can Avail Through ICICI Whatsapp Banking?
Here is a list of all the services you can avail through ICICI Whatsapp Banking, and a list of suggested keywords to type in Whatsapp.
| Facility | What information it offers | Suggested Keywords |
| Account balance | Check the balance in your account/accounts | bal ac bal acc bal balance account balance my balance check balance my bal check bal |
| Last 3 transactions | Check last 3 transactions in your account/accounts | stmt txn history transaction mini statement transaction history check statement |
| Credit Card Limit | Check the outstanding balance on your Credit Card | Get the available credit limit on your Credit Card limit credit card limit cc limit credit balance credit card balance cc balance |
| Block /Unblock my card | Block and unblock your Credit/Debit Cards anytime, anywhere | block unblock block unblock block my card unblock my card lost my card card was stolen found my card hotlist dehotlist |
| Instant loans exclusively for you | Get details for your pre-approved loan offered | loan home loan personal loan educational loan car loan bike loan auto loan instant loans |
| InstaSave | Open an InstaSave Account (Savings Account) online in 4 minutes | instasave open instasave account open ac / open account savings acc insta savings |
| Fixed Deposit | Make an investment and save for your future with just a message. Open Fixed Deposits with WhatsApp Banking on the go. | Fixed Deposit FD |
| Bill Payment | Pay your bills on the go using WhatsApp | Pay bills Electricity Gas Mobile Postpaid |
| Trade Services | Check customer ID & IE code: Inquire customer ID and import export code linked to the customer account. View credit limit: Check limits of all the credit facilities available with the Bank. Customers can see the limit ID, total amount of sanction limit, available limit and validity of the credit limit on WhatsApp. Track inward remittances pending for settlement: View all the foreign inward remittances received and pending for settlement. View inward remittances credit history: Get to know about the credits received through inward remittances. | Trade Trade services Customer ID IE Code Limit Availability Pending for settlement Statement |
| Other Services | Track deliverables ICICI Bank ATMs near me - Top 3 Branches near me - Top 3 Newspaper Magazine Nearby Stores Offers | track deliverable track deliverables estimated time ATM ATM nearby ATM around me branch branches bank branch news newspaper today’s newspaper daily newspaper magz mag magazine essential store grocery supermarket Offer offers offers near me travel offers dining offers |
Conclusion:
In today's digital age, it is very important for every individual to have easy access to their banking services. ICICI Whatsapp Banking is one such service that provides safe and secure transactions through WhatsApp’s end-to-end encrypted messaging platform. Customers are able to enjoy a multitude of banking facilities from the comfort of their home or office.
FAQs of ICICI Whatsapp Banking:
1. Is there a charge or service fee to use ICICI WhatsApp Banking?
No, there is no charge to use this facility.
2. Can I use ICICI WhatsApp Banking from another phone?
No, the ICICI WhatsApp Banking can be used only on the phone that has your registered mobile number (RMN).
3. Can I pay my utility bills using ICICI WhatsApp Banking?
Yes, you can pay your utility bills and phone bills using ICICI WhatsApp Banking. Use keywords like ‘bills’, ‘gas’, ‘electricity’ or similar ones to get the options for bill payments.
4. Can non-ICICI Bank customers use this ICICI WhatsApp Banking service?
Yes, you can use WhatsApp Banking to ask questions about local deals, ICICI Bank ATMs, and branches. Simply add 8640086400 to your contact list and introduce yourself to start a conversation.
5. Is ICICI Whatsapp Banking facility safe and secure?
Yes, WhatsApp banking is secure. End-to-end encryption is used to secure all messages. Nobody has access to your account information. On WhatsApp, you do not need to enter any sensitive information such as a PIN or password.
