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Kotak Mahindra Bank Credit Cards can be obtained by both salaried and self-employed individuals who have stable monthly income. Get attractive benefits such as cashback, reward points, insurance, etc.
Kotak Mahindra Bank is an Indian private sector bank headquartered in Mumbai. It has 1369 branches and 2163 ATMs across 689 locations. Being the fourth largest bank in India by assets, Kotak Mahindra Bank provides variety of financial services for corporate and retail customers. Kotak provides tailor-made products to satisfy every customer requirement which can clearly be seen in their credit card offers.
Kotak offers multiple types of credit cards likeEntertainment: These are credit cards that are especially made for entertainment activities be it online or offline with great benefits in the form of reward points or cash backs. The cards provided by Kotak in this category are
Kotak Delight Platinum credit card users can get 10% Cashback on dining spends and a minimum of INR 10,000 on categories other than dining and entertainment.
A maximum Cash-back of INR 600 including both Dining &apm; Entertainment transactions will be given in a monthly billing cycle. Dining &apm; Movie Transactions up to INR 4000 are eligible for cash-back.
You can get free PVR movie tickets when you shop with your Kotak PVR Gold Credit Card. It offers good rebates for those seeking entertainment in the latest movie releases, be it Bollywood, Hollywood and regional cinema. With PVR Kotak Credit Card specially designed for movie lovers, cardholders can enjoy complimentary tickets to watch their favorite blockbusters.
The users can also get up to 24 Free PVR movies tickets in a year (Maximum 2 per month) on your PVR Gold Credit Card and other exclusive benefits to enrich your lifestyle.
Kotak PVR Platinum Credit Card is made especially for movie loves and entertainment comes free. Spend and get free movie tickets!
This PVR Kotak Credit Card can get you up to 24 Free PVR movies tickets in a year (subject to a maximum 2 per month) and other exclusive benefits to enrich your lifestyle.
The rewards this card offers makes it a desirable option, provided that all credit card dues are paid consistently every month.
You can earn up to 4X reward points on every Rs. 150 spent across all spends done on your Kotak Royale Signature Credit Card. The accumulated reward points can be redeemed against a host options like air tickets, mobile recharge, and much more through EasyRewardz program.
Priority pass: Along with numerous travel offers, Kotak Royale Signature Credit Card offers you access to airport lounges in India with a complimentary Priority Pass, making your travel much easier.
Fuel surcharge: The users can get freedom from surcharge on petrol pumps across India. It is applicable on transactions between INR 500 and INR 3000. Maximum fuel surcharge waiver allowed in a calendar year is INR 3500.
Kotak provides different credit cards that cater to various customer needs. They understand the requirements of the customer and transfer that knowledge in the credit cards they offer. With great rewards, cashback, travel, shopping and elite credit cards, they cater to every aspect of a customer’s needs.
Knowing the need of the customer and making it comfortable for them Kotak provides multiple ways by which an individual can apply for a credit card.
You can go to the Kotak website and check various credit cards. You can check the eligibility for the credit card you are interested in to make sure you don’t apply for cards you are not eligible for. By this simple step you, make sure your card application is not rejected and thus your credit score is not affected.
There are certain factors or criteria stipulated by banks which needs to be satisfied before credit card applications are approved. They are
These are the general criteria which you need to satisfy for your credit card to be approved. These criteria will change from bank to bank.
The documentation required for a Kotak Credit Card is very simple and straightforward. You will require the following:
Credit cards have many uses apart from the rewards you get from spending using your credit cards. The following is list of uses that credit cards can provide you
Thus, credit cards provide a card holder a plethora of benefits.
What is the eligibility criteria for getting a Kotak Credit Card?
You need to be above 21 years old and below 65 years old with a steady income of at least Rs.3,00,000 per annum as a self-employed or working in a reputed company.
How to do Kotak credit card bill payment?
You can pay the bill on the Kotak website by logging into their internet banking portal or you can download their mobile app which also has the option of credit card bill payment. The offline method is where you can pay your bill at any Kotak branch.
Why was my Kotak credit card application rejected?
It could be any number of reason from low credit score, eligibility criteria etc. You should wait for the rejection letter which will have all the details and reason for rejection. If you have further queries you can contact Kotak credit card customer care for further information.
How can I check my credit card usage?
You can check your credit card usage or balance through Net banking, Mobile banking, visiting the nearest branch, ATM, calling customer service or opt for monthly statements and SMS alerts.
CreditMantri pre-screens your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chance of your credit card application getting approved is higher. It is quick, simple and above all, free.
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