Interested in financial products

SBI Credit Card Payment

State Bank of India (SBI), as one of India's leading financial institutions, offers a range of credit cards with attractive rewards and benefits. SBI provides numerous convenient methods for SBI credit card payment. Read along to know more about the different ways you can make SBI credit card payments, and the key steps involved in each method.

Online and Offline methods for SBI Credit Card Payment

Sbi Credit Card  Payment

1. SBI Card Website

The official SBI Card website ( is a user-friendly platform that allows cardholders to log in and make payments directly. Here's how:

Step 1: Log in to the official website of SBI Card

Step 2: Click on "View/Pay Bills"

Step 3: Choose "Without Bills"

Step 4: Choose SBI Card as the biller and click "Pay."

Step 5: Select your SBI account number.

Step 6: Enter the payment amount and click "Pay Now" and confirm/ submit the payment request.

Payment reflects immediately after transaction completion.

2. SBI Net Banking

SBI customers with savings or current accounts can use SBI net banking for credit card bill payments. Here's how:

Step 1: Log in to SBI internet banking account and click on Credit Cards.

Step 2: Add the SBI Card as a beneficiary.

Step 3: Enter the IFSC code "SBIN00CARDS" for SBI Card payments.

Step 4: Type your 16-digit SBI card number when asked for the account number.

Step 5: Choose the beneficiary account as "Credit Card Payment" or "Savings Account."

Step 6: For the bank name, enter "SBI CREDIT CARD - NEFT"

Step 7: Fill in the address as "PAYMENT SYSTEMS GROUP, STATE BANK GITC, CBD BELAPUR, NAVI MUMBAI" and click "Submit."

Payment reflects within 2-3 hours on the same day.

3. SBI Mobile App

The SBI Card mobile app offers a convenient way to pay credit card bills on the go. Here's how:

Step 1: Download the SBI Card mobile app from your respective app store.

Step 2: Do the registration of your credit card on the app.

Step 3: Log in using your SBI card password and user ID.

Step 4: Click on the link to pay the balance on the Account Summary page. Provide the details requested on your mobile number and email ID.

Step 5: Choose the payment option and select the debiting bank name.

Step 6: Confirm the details and proceed to the bank's payment page.

Step 7: Authorize the payment, and your account will be debited. Once payment is complete, you will receive a confirmation with the Transaction Reference Number.

Payment reflects immediately.

4. Autopay Facility

To avoid the hassle of remembering due dates, SBI offers the autopay facility. Here's how to enroll:

Step 1: Download the autopay form from the SBI Card website.

Step 2: Print the form and complete it by filling in the required details.

Step 3: Choose from the payment options: Total amount due (TAD) or Minimum amount due (MAD).

Step 4: The bank will verify the details on the form.

Step 5: Send the completed form to the address provided by SBI Card.

The amount gets credited on the payment due date.


SBI credit cardholders can visit any SBI ATM to make their bill payments. Here's how:

Step 1: Visit the nearest SBI ATM.

Step 2: Insert your debit card, select "Services" and "Bill Pay."

Step 3: Enter your SBI Credit Card number and the amount you want to pay.

Step 4: Confirm the transaction to settle your dues using your savings or current account.

The payment gets credited immediately.

6. SBI Branches

Visit any SBI branch to make your credit card bill payment over the counter. Here's how:

Step 1: Collect a payment slip from the information desk.

Step 2: Fill out the payment slip with your credit card details.

Step 3: Submit the payment slip to the bank teller along with the cash or cheque for the bill amount.

The payment gets credited immediately.

7. NEFT and RTGS

If you prefer using your non-SBI bank account for bill payments, you can utilize the NEFT or RTGS services. Here's how:

Step 1: Log in to your non-SBI bank's internet banking portal.

Step 2: Go to the page for Third Party Funds Transfer and add a new beneficiary with SBI credit card details.

Step 3: Use the credit card's IFSC code SBIN00CARDS for SBI Card payments.

Step 4: Initiate the transfer using the credit card's 16-digit number as the account number.

The payment gets credited within 3 hours.

8. Visa Money Transfer

SBI credit cardholders can make payments using the Visa Money Transfer feature. Here's how:

Step 1: Log in to your non-SBI bank's net banking portal.

Step 2: Go to the option of Visa Money Transfer and add a new beneficiary with SBI credit card details.

Step 3: Transfer the bill amount directly to your credit card.

Step 4: The payment gets credited immediately.

9. Paytm and Other Digital Wallets

Several digital wallets, including Paytm, offer the facility to make SBI credit card bill payments. Here's how:

Step 1: Download the respective app and register.

Step 2: Add your credit card details.

Step 3: Initiate the payment using your wallet balance or linked bank account.

The payment gets credited immediately.

10. BillDesk and Other Third-Party Payment Portals

Third-party payment portals like BillDesk, MobiKwik, Freecharge, and PhonePe also allow SBI credit card bill payments. Here's how:

Step 1: Visit the respective payment portal.

Step 2: Choose from various payment options, including net banking, debit cards, and digital wallets.

Step 3: Complete the payment process as directed by the portal.

The payment gets credited once the transaction is complete.


Managing credit card bill payments is essential to maintain a healthy financial standing. State Bank of India (SBI) offers a wide range of convenient methods to ensure seamless bill settlement for its credit cardholders. From online options like net banking and mobile apps to offline methods like ATMs and bank branches, SBI provides diverse avenues for timely payments.

FAQs on SBI Credit Card Bill Payment:

1. How can I pay my SBI Credit Card Bill?

There are multiple ways to pay your SBI credit card bill – online and offline. Log in to the SBI internet banking portal, App or visit any SBI branch for in-person payment.

2. When will the payment be reflected in my SBI Card account?

The processing time varies based on the method chosen, ranging from instant for online methods to up to 2 working days for certain offline methods.

3. What is SBI Pay?

SBI Pay is a payment app that allows you to receive or send money to and from any bank customer with a single app. It also facilitates payments for various services like food orders, recharges, and bill payments.

4. Can I pay credit card bills through a non-SBI account?

Yes, you can use BHIM SBI Pay to make credit card bill payments from a non-SBI account, provided the respective bank is on the UPI platform.

5. My payment was successful but not credited to the card. What should I do?

If your payment was successful but not credited, verify your bank account details. If everything is correct and you haven't received credit, contact SBI customer care for assistance.

6. If I make a payment on the wrong SBI Credit Card, what should I do?

In case of payment is made to the wrong SBI Credit Card, contact SBI customer care at 1800-11-2211 for further assistance.

7. How can I track my SBI credit card payment?

You can track your SBI credit card payment by logging into the BHIM SBI Pay app and checking the transaction history.

8. Can I pay credit card bills through other bank UPI apps?

No, the facility is available only on the BHIM SBI App for credit card bill payments.

Sbi Credit Card Bill Payment - Customer Reviews

4 / 5 (23 Reviews)
22 May 2020

Usefulness of information,

28 Sep 2018

Nice work

×Thank you! Your comment will be reviewed and posted shortly.

CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application