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How to Pay Corporation Bank Credit Card Payment Online & Offline

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. People nowdays have understood how credit cards can be used to move credit and thus many have multiple cards from various banks to avail the benefits provided by each card issuer.

Corporation bank offers some of the best credit cards in the industry. They have customized credit cards which cater to various people for their varied needs be it shopping, travel, restaurant as well as corporate cards. Corporation bank cards have varying rewards and benefits for each card while some cards give amazing amount of cashback for various transactions while some cards give reward points which can be used later to redeem to get a great offer from Corporation bank.

Corporation bank also provides many modes to maintain and payment option of your credit card which the customer can choose according to their convenience.

The two main options are classified as online and offline mode of payment which are further classified into multiple features that a customer can use to pay off their credit card dues.

Corporation bank credit card payment – Online mode

Corporation Bank Credit Card  Payment

With the world going digital many people prefer paying their bills through online mediums. Corporation bank has also understood this trend and setup multiple ways that a person can pay their credit card bills.

Corporation bank Net Banking:

To utilize the Corporation Bank Net Banking facility, Corporation bank’s savings and current account holders must register for this service. Only after registration, online payments can be done by customers. Customers can also link their Corporation bank credit cards to Net Banking account, after logging into their Corporation Bank Net Banking account. The ATM pin needs to be used to link the Corporation bank credit card to the Net Banking account.

Customers can access or view their Corporation bank credit card information, credit card statements and unbilled transactions through the net banking facility for up to six months. All the Net Banking account will detail the billed/unbilled transactions, credit limit, due dates, reward points earned and outstanding dues. In case of loss or theft of credit cards customers can use the Hot listing facility available under the Net Banking facility to block you card and request for card replacements for which Corporation bank will charge a fee of Rs. 100.

To pay your credit card dues log in to the net banking facility through the bank website and go into the credit card tab and select the “Credit Card Payment Option”. Pay your bills using your Corporation bank savings account

ATM Funds Transfer:

With large network of ATMs available across the country Corporation bank customers can pay credit card bills through any one of these ATMs. This service is 24/7 made available to Corporation bank customers. The outstanding amount available on a Corporation bank credit card can be transferred from a savings account or a current account to the customer’s credit card account.


If you are worried that you might forget to pay your credit card bills, which is a very big problem for people with multiple credit cards then as a Corporation bank customer you can pay your outstanding credit card bills using the Autopay option to set standing instructions for auto debits on their Corporation bank accounts.

The total monthly outstanding amount or the minimum amount due on the Corporation bank credit card can be repaid using the Autopay facility. The Corporation bank savings account should be held by a single customer or as a joint account, with an ‘either’ or 'any' signing mandate.

Corporation bank credit card payment – Online mode for non-Corporation Bank Account

You do not necessarily open an Corporation bank account to have an Corporation bank credit card, you can also pay your credit card bill using a non-Corporation bank account. There are several ways that a person with a Corporation bank credit card can pay their credit card bills through online transactions using other bank accounts. This convenient way of paying your Corporation bank credit card bill through other banks works for Corporation bank as well as other banks.

There are plenty of online modes of Corporation bank credit card bill payment to clear your credit card dues using a non-Corporation bank account. Some of them are mentioned here.

National Electronic Funds Transfer (NEFT)

You can pay your Corporation bank credit card bill from any other bank account by using the NEFT facility. The instructions may vary slightly in different banks, but, in most cases you need to add your credit card number as the payee account number to make the payment through NEFT. Any payments made during the working hours on a weekday are credited on the same day while the payments made after working hours are credited on the next business day. To pay your bills use the IFSC code, to make NEFT payments towards your Corporation bank credit cards.

Real Time Gross Settlement (RTGS)

For people who like to use their credit cards for large transactions, you can pay your credit card bills in one go using the RGTS mode even if they do not hold an Corporation bank account. All you need to have is your net banking activated on your non-Corporation bank account to carry out an RTGS transaction. Through RGTS, you can make payments for Rs. 2 lakhs and more. Any RTGS transactions are executed individually unlike NEFT which are processed in batches.

Corp Net Payment Gateway

Non-Corporation bank account holders can use the Bill Desk web page which is set up for Corporation bank credit card holders. Fill out the required details which also includes the credit card number and payment amount. The customers are then directed to the Corporation bank’s net banking portal to complete the credit card bill payment. The customers will receive an online transaction confirmation as well as a Transaction Reference Number after a successful transaction. If they have given their email id, they will also receive an email with all the transaction details. To know if your bank can be used to avail this service you can see the list in the Corporation bank website.

Your Non-Corporation Bank’s Website

In case you don’t have a Corporation bank account you can pay your credit card bills by logging into your bank’s online payment portal using your unique net banking id and password and transfer the due amount. The process is very simple and consists of many more options including NEFT and RTGS. The bill payment will take 2 working days to be credited to your Corporation bank account.

Corporation bank credit card payment – Offline payment mode

There are many people who still consider paying their bills the traditional way. This could be due to two reasons – either they are not comfortable with the online methods or they don’t have access to the online payment modes. Either way they prefer to pay their bills offline. For such people Corporation bank provides multiple ways by which any individual can pay their credit card dues.

Cash payment

You can pay your credit card bills by paying in cash at any one of the Corporation bank branches nearest to you in your city. A processing fees of Rs. 100 per payment will be charged by the bank when you pay your credit card bill.

Cheque payment

If you prefer to pay you’re your credit card bills using cheques then you can do so in the same way as you would pay your credit card bills by paying cash. You can also drop of the cheques mentioning your credit card number and other required details at Corporation bank ATMs where there are drop boxes for this purpose. The payment will get cleared within 3 working days.

Corporation Bank Credit Card Payment FAQ

1. How do I know my minimum amount due for my Corporation Bank credit card?

You can refer to your monthly credit card statement to get information on the minimum amount due, total amount due and the payment due date.

2. How do I know if my Corporation Bank credit card payment is acknowledged?

Payments made towards Corporation Bank credit card outstanding are acknowledged in the statements for subsequent month. The payment received against the credit card outstanding will be adjusted against fees, charges, cash advances, taxes and purchases

3. I have made a payment towards Corporation Bank credit card outstanding which still has not reflected in my account. What should I do?

If the payment has not been acknowledged in the subsequent statement or has not reflected in the account, you can get in touch with Corporation Bank through the 24/7 helpline or email to address your grievances. However, it is suggested that you wait for at least 7 working days before you can see the change in account since different credit card bill payment methods take different time.

4. What will happen if I miss on the credit card bill payment due date?

In case of default, the customer will be sent frequent reminders via post, telephone, SMS and fax. You will incur penalty charges for missing on the due date and interest might accumulate. If you constantly fail to pay the dues, your credit card account might be terminated.

5. Will I incur any charges if I place a request to receive the credit card statement through courier?

Yes, you will have to pay a nominal charge of Rs. 100 if you wish to receive the statement via courier. Normally, the statement will be sent to you through post or email.

Corporation Bank Credit Card Bill Payment - Customer Reviews

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28 May 2020

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