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How to Pay Vijaya Bank Credit Card Payment Online & Offline

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. People nowdays have understood how credit cards can be used to move credit and thus many have multiple cards from various banks to avail the benefits provided by each card issuer.

Vijaya Bank offers some of the best credit cards in the industry. They have customized credit cards which cater to various people for their varied needs be it shopping, travel, restaurant as well as corporate cards. Vijaya Bank cards have varying rewards and benefits for each card while some cards give amazing amount of cashback for various transactions while some cards give reward points which can be used later to redeem to get a great offer from Vijaya Bank.

Vijaya Bank also provides many modes to maintain and payment option of your credit card which the customer can choose according to their convenience.

The two main options are classified as online and offline mode of payment which are further classified into multiple features that a customer can use to pay off their credit card dues.

Vijaya Bank credit card payment – Online mode

Vijaya Bank Credit Card  Payment

With the world going digital many people prefer paying their bills through online mediums. Vijaya Bank has also understood this trend and setup multiple ways that a person can pay their credit card bills.

Vijaya Bank Net Banking:

To utilize the Vijaya Bank Net Banking facility, Vijaya Bank’s savings and current account holders must register for this service. Only after registration, online payments can be done by customers. Customers can also link their Vijaya Bank credit cards to Net Banking account, after logging into their Vijaya Bank Net Banking account. The ATM pin needs to be used to link the Vijaya Bank credit card to the Net Banking account.

Customers can access or view their Vijaya Bank credit card information, credit card statements and unbilled transactions through the net banking facility for up to six months. All the Net Banking account will detail the billed/unbilled transactions, credit limit, due dates, reward points earned and outstanding dues. To pay your credit card dues log in to the net banking facility through the bank website and go into the credit card tab and select the “Credit Card Payment Option”. Pay your bills using your Vijaya Bank savings account.

The total monthly outstanding amount or the minimum amount due on the Vijaya Bank credit card can be repaid using the Autopay facility. The Vijaya Bank savings account should be held by a single customer or as a joint account, with an ‘either’ or 'any' signing mandate.

Vijaya Bank credit card payment – Online mode for non-Vijaya Bank Account

You do not necessarily open an Vijaya Bank account to have an Vijaya Bank credit card, you can also pay your credit card bill using a non-Vijaya Bank account. There are several ways that a person with an Vijaya Bank credit card can pay their credit card bills through online transactions using other bank accounts. This convenient way of paying your Vijaya Bank credit card bill through other banks works for Vijaya Bank as well as other banks.

There are plenty of online modes of Vijaya Bank credit card bill payment to clear your credit card dues using a non-Vijaya Bank account. Some of them are mentioned here.

National Electronic Funds Transfer (NEFT)

You can pay your Vijaya Bank credit card bill from any other bank account by using the NEFT facility. The instructions may vary slightly in different banks, but, in most cases you need to add your credit card number as the payee account number to make the payment through NEFT. Any payments made during the working hours on a weekday are credited on the same day while the payments made after working hours are credited on the next business day.

Vijaya Bank Website

Non-Vijaya Bank account holders can use the Bill Desk web page which is set up for Vijaya Bank credit card holders. Fill out the required details which also includes the credit card number and payment amount. The customers are then directed to the Vijaya Bank’s net banking portal to complete the credit card bill payment. The customers will receive an online transaction confirmation as well as a Transaction Reference Number after a successful transaction. If they have given their email id, they will also receive an email with all the transaction details. To know if your bank can be used to avail this service you can see the list in the Vijaya Bank website.

Your Non-Vijaya Bank’s Website

In case you don’t have a Vijaya Bank account you can pay your credit card bills by logging into your bank’s online payment portal using your unique net banking id and password and transfer the due amount. The process is very simple and consists of many more options including NEFT and RTGS. The bill payment will take 2 working days to be credited to your Vijaya Bank account.

Vijaya Bank credit card payment – Offline payment mode

There are many people who still consider paying their bills the traditional way. This could be due to two reasons – either they are not comfortable with the online methods or they don’t have access to the online payment modes. Either way they prefer to pay their bills offline. For such people, Vijaya Bank provides multiple ways by which any individual can pay their credit card dues.

Cash payment

You can pay your credit card bills by paying in cash at any one of the Vijaya Bank branches nearest to you in your city.

Cheque payment

If you prefer to pay your credit card bills using cheques then you can do so in the same way as you would pay your credit card bills by paying cash. You can also drop of the cheques mentioning your credit card number and other required details at Vijaya Bank ATMs where there are drop boxes for this purpose.

Vijaya Bank Credit Card Payment FAQ

1. When a customer makes a payment towards an Vijaya Bank credit card, how long will it take for the money to be credited?

The payment done by a customer will be credited to the Vijaya Bank credit card account in two working days.

2. What should a customer do in case he has entered the wrong credit card number while making payments?

Generally, customers should enter the credit card number twice for security reasons. In case the wrong number has been entered, then the customer is required to call the customer care for further support.

3. How can make offline payment towards my Credit Card Bill?

You can make the payment in cash at your nearest Vijaya Bank branch.

Vijaya Bank Credit Card Bill Payment - Customer Reviews

4 / 5 (4 Reviews)
22 May 2020

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