YES Bank Credit Card Payment

Online and offline are the 2 modes of payment for YES Bank Credit Card Bills. Online options-Net Banking, Mobile Banking, Autopay, and Bill Desk web page (Non-YES Bank Account Holders). Offline options-ATM Funds Transfer, cash, and Cheque. NEFT is used for transfer between banks.

YES Bank Credit Card Payment

YES Bank, a leading private sector bank in India understands the importance of timely credit card bill payments, and to make the process easier for its customers, it offers a variety of payment channels. Whether you are a YES Bank account holder or not, you can access these services to efficiently clear your outstanding Yes Bank credit card payments. Read on to know the steps for each online and offline credit card payment mode provided by YES Bank.

Online modes of YES Bank Credit Card Payment

1. YES Bank Internet Banking

YES Bank account holders can conveniently pay their credit card bills through net banking. To initiate the payment, follow the steps given below:

Step 1: Register for internet banking using your YES Bank customer ID and password.
Step 2: Add your YES Bank credit card account as a biller by selecting the "Add Biller" option and entering your card details.
Step 3: Wait for the request to get processed and verify the biller addition.
Step 4: Make the payment towards your credit card bill.
Step 5: Receive an acknowledgment receipt via email or SMS for the successful transaction.

2. Standing Instructions

With standing instructions, you can set a pre-determined amount to be debited from your bank account every month towards your YES Bank credit card payment. This saves you the hassle of keeping track of due dates, and you can modify or delete existing standing instructions as needed.

3. NEFT/IMPS/RTGS

Customers can transfer funds from other bank accounts to their YES Bank credit card account using NEFT/IMPS/RTGS. To make use of this payment mode, follow these steps:

Step 1: Add your YES Bank credit card as a beneficiary.
Step 2: Use the IFSC code 'YESB0CMSNOC' to complete the process.
Step 3: Initiate the funds transfer.

4. YES Mobile App

To make payments to your YES Bank credit card through the YES Mobile App, follow these registration steps:

Step 1: Log in with your net banking credentials, debit card number and PIN, or customer ID, date of birth, and PAN number.
Step 2: Once your details are authenticated, you will receive an OTP on your registered mobile number.
Step 3: Verify your mobile number by adding the OTP.
Step 4: Set a 6-digit MPIN or enable fingerprint authorization for iOS or Android devices with biometric features.

5. YES Pay App

YES Pay is accessible to all customers with a valid mobile number. To register, download the YES Pay App from Google Play Store or iOS App Store and provide the required details. YES Pay allows you to access a prepaid wallet, UPI management, and YES Bank credit card management.

6. YES ROBOT

YES ROBOT, an AI-powered chatbot, facilitates various financial transactions, including credit card bill payments. To use YES ROBOT, follow these steps:

Step 1: Launch Facebook Messenger.
Step 2: Search for YES ROBOT.
Step 3: Write in your question to start chatting.
Step 4: Provide your YES Bank customer ID and mobile number for registration.
Step 5: Authenticate your account with the OTP sent to your registered mobile number.
Step 6: Access non-financial transactions, and for financial transactions, use your MPIN for second-factor authentication.

7. YES Bank Credit Card Payment with PhonePe

To make YES Bank credit card payments through PhonePe, follow these steps:

Open the ‘PhonePe’ app and click on ‘Credit Card’ under the ‘Recharge & Pay Bills’ section.
Choose YES Bank as your credit card provider.
Key in your credit card number and the amount to be paid.
Complete the transaction by selecting ‘Pay Bill’.

8. YES Bank Credit Card Payment with Paytm

To pay your YES Bank credit card bill through Paytm, follow these steps:

Open the ‘Paytm’ app.
Go to the Credit Card Bill Payment page of YES Bank.
Enter the amount to be paid.
Click the ‘Proceed’ option.
Select the payment mode of your choice and complete the payment.

9. YES Bank Credit Card Payment with MobiKwik

To pay your YES Bank credit card bill through MobiKwik, follow these steps:

Visit the MobiKwik website or app.
Find the option for ‘Recharge & Bill Pay’ and click on it.
Key in your credit card number and the amount to be paid.
Select your preferred payment mode.
Enter the voucher code (if applicable).
Click on ‘Payment’ to complete the transaction.

Offline modes for YES Bank Credit Card Payment

In addition to online modes, YES Bank provides offline channels for credit card bill payments. These include:

1. ATM Funds Transfer

Visit the nearest YES Bank ATM and follow the instructions to transfer funds from your savings or current account to your credit card.

2. Cheque Payment:

You can also make payments through a cheque. Address the cheque to your credit card account and quote your 16-digit card number. Drop the cheque at any YES Bank drop box, and remember to mention your full name and mobile number on the back of the cheque.

3. Cash Payment:

If you prefer cash payments, visit your nearest YES Bank branch, and inform them about your intention to pay your credit card bill. Please note that a processing fee might be charged for cash payments.

Conclusion

YES Bank provides its customers with a wide range of options to make credit card bill payments convenient and hassle-free. Whether you prefer online methods like net banking, NEFT/IMPS/RTGS, mobile apps, or YES ROBOT, or offline modes like ATM funds transfer, cheque payment, or cash payment, YES Bank ensures that you have access to the most suitable payment channel. Timely credit card bill payments are crucial for maintaining a healthy credit score and avoiding unnecessary charges. By using the various payment options provided by YES Bank, you can easily manage your credit card dues and enjoy a stress-free financial journey.

FAQs Of YES Bank Credit Card Payment:

1. Will I be charged for using YES Bank's internet banking services?

No, as a YES Bank account holder, you will not be charged for using net banking services.

2. Can I use the YES Pay - UPI App on my iOS device?

No, currently the YES Pay - UPI App is available only on Android devices.

3. Are there any credit cards where the earned reward points do not expire?

The validity of reward points earned depends on the variant of YES Bank credit card. Refer to the details of your credit card for information on the validity of reward points.

4. Do I need to be a YES Bank account holder to pay my credit card bill via the YES Mobile app?

No – you do not need to be a customer to pay your YES Bank credit card bill via the YES Mobile app.

5. Can I pay my YES Bank credit card bill offline?

Yes, it is possible to pay your YES Bank credit card bill offline. You can visit the nearest YES Bank ATM or branch. It is also possible to pay the bill via cheque.

6. How do I know my YES Bank credit card due date?

Your credit card statement will mention the payment due date.